Polk County property record for 172 Wilderness Rd, Tryon, NC 28782 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,607 sqft · built 1955 |
| Lot Size | 7.91 acres (344,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (May 2021) |
| Tax Bill | $2,068 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Nov 2023 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P48-108 |
| Primary APN | P48-108 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,607 sqft Finished Area |
| Basement Area | 402 sqft |
| Unfinished Basement | 402 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 344,560 sqft (7.91 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 52417 |
|---|---|
| Street Address | 172 WILDERNESS RD |
| City | TRYON |
| State | NC |
| Zip | 28782-2734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1507, P48 MAP P48 |
| Legal Subdivision | MAP P48 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 920304 |
Source: Polk County records · APN P48-108
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 172 WILDERNESS RD, TRYON, NC 28782-2734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Nov 14, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| May 03, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jun 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jul 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Feb 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| May 03, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Feb 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 03, 2021 · Amount on Record |
| Deed Sale | May 03, 2021 · Amount on Record |
| Prior Sale | May 03, 2021 · Amount on Record |
| Deed Book / Page | 458 / 2469 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 172 WILDERNESS RD, TRYON, NC 28782-2734 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 172 WILDERNESS RD, TRYON, NC 28782-2734 |
| Document Number | 00481/2053 |
|---|---|
| Date | Nov 14, 2023 |
| Book Page | 481/2053 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 172 WILDERNESS RD, TRYON, NC 28782-2734 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 172 WILDERNESS RD, TRYON, NC 28782-2734 |
| Document Number | 00481/2053 |
|---|---|
| Date | Nov 14, 2023 |
| Book Page | 481/2053 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 172 WILDERNESS RD, TRYON, NC 28782-2734 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 211 MOCKINGBIRD HILL RD, LANDRUM, SC 29356-9155 |
| Document Number | 000458/482 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 458/482 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 172 WILDERNESS RD, TRYON, NC 28782-2734 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000427/623 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 427/623 |
| Instrument | 004651200018 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 172 WILDERNESS RD, TRYON, NC 28782-2734 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00427/2275 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 427/2275 |
| Instrument | 004655200010 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 172 WILDERNESS RD, TRYON, NC 28782-2734 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00438/1407 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 438/1407 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 172 WILDERNESS RD, TRYON, NC 28782-2734 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00442/1354 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 442/1354 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | May 03, 2021 |
| Property Address | 172 WILDERNESS RD, TRYON, NC 28782-2734 |
| Document Number | 458/469 |
| Book / Page | 458 / 469 |
| Map Reference | FILE F PG 368 |
| Instrument Date | Apr 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 878, TRYON, NC 28782-0878 |
| Name | Verified Name |
|---|---|
| Address | 172 WILDERNESS RD, TRYON, NC 28782-2734 |
| Document Number | 000458/472 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 458/472 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 172 WILDERNESS RD, TRYON, NC 28782-2734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 438/1407 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 438/1407 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,068.00 (+39.64%) | $364,926 (+70.33%) Land $114,100 Building $250,826 | $364,926 (+70.33%) Land $114,100 Building $250,826 |
| 2023 | $1,481.00 | $214,243 Land $66,460 Building $147,783 | |
| 2021 | $214,243 Land $66,460 Building $147,783 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 862 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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