172 Whetstone Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 172 Whetstone Ct, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,696 sqft · built 2000
Lot Size5.04 acres (219,542 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Oct 2014)
Tax Bill$3,011 (2026)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN555-8

Property Details

APN / Parcel Number

Primary APN555-8
Alternative APN
  • 8015952

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,696 sqft Living Area
Gross Area6,510 sqft
1st Floor Area1,704 sqft
Basement Area724 sqft
Finished Basement724 sqft
Unfinished Basement1,704 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2017
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area219,542 sqft (5.04 acres)
TerrainRolling
Garage Area648 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area30 sqft
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number8015952
Street Address172 WHETSTONE CT
CitySTEPHENSON
StateVA
Zip22656-2124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOPEQUON HEIGHTS L8 5.04 ACRES
Legal SubdivisionOPEQUON HEIGHTS
Legal Lot Number8
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group1
Census Block1000
Census Tract51104

Owner

Source: Frederick County records · APN 555-8

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address172 WHETSTONE CT, STEPHENSON, VA 22656-2124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2014 · Amount on Record
Deed SaleOct 16, 2014 · Amount on Record
Prior SaleJul 18, 2000 · Amount on Record
Deed Book / Page1400 / 8740
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address172 WHETSTONE CT, STEPHENSON, VA 22656-2124
Document Number0000010355
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address172 WHETSTONE CT STEPHENSON VA 226562124, STEPHENSON, VA 22656-2124

Mortgage

Document Number0000010355
DateAug 10, 2020
Instrument10355
Lender
NameSKEENS CONSULTING CORP
Address3261 OLD WASHINGTON RD # 101, WALDORF, MD 20602-3223
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 09, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,011.00 (+10.41%)$568,090 Land $118,300 Building $449,790$568,090 Land $118,300 Building $449,790
2025$2,727.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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