172 W Summit St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 172 W Summit St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,832 sqft · built 1925
Lot Size	0.205 acres (8,939 sqft)
Owner	Individual Name on File
Tax Bill	$13,608 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-00143-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`18-00143-0000-00012`
Alternative APN	`180014300012`

Interior

Stories	2 Stories
Building Area	2,832 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	8,939 sqft (0.205 acres)
Lot Dimensions	149 ft deep x 60 ft wide

Location & Zoning

Street Address	172 W SUMMIT ST
City	SOMERVILLE
State	NJ
Zip	08876-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	143
Legal Lot Number	12
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2007
Census Tract	50100

Owner

Source: Somerset County and Somerville Borough records · APN 18-00143-0000-00012

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	172 W SUMMIT ST, SOMERVILLE, NJ 08876-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 26, 2008
Transfer Doc	0000032364
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	172 W SUMMIT ST, SOMERVILLE, NJ 08876-1421
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 W SUMMIT ST, SOMERVILLE, NJ 08876-1421

Mortgage

Document Number	0000024740
Date	Jun 08, 2022
Book Page	7447/2087
Instrument	2022024740

Lender

Name	SOMERSET SAVINGS BANK SLA
Type	Bank
Address	BOUND BROOK, NJ 08805

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,600 (-) Land $125,600 Building $208,000	$333,600 (-) Land $125,600 Building $208,000
2025	$13,608.00 (+3.19%)	$333,600 (-) Land $125,600 Building $208,000	$333,600 (-) Land $125,600 Building $208,000
2024	$13,187.00 (+5.11%)
2023		$333,600 Land $125,600 Building $208,000	$333,600 Land $125,600 Building $208,000
2022	$12,546.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350501002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	10 (1996–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Flood Events	Remnants Of Hurricane Ida (Sep 2021), 2 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 5 claims

Wildfire

Wildfire Risk	Low above 7% of the US · above 18% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.