172 W 3rd St, Peru, IN 46970 Property Records

Miami County property record for 172 W 3rd St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,404 sqft · built 1910
Lot Size	0.215 acres (9,372 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,600 (Jun 2022)
Tax Bill	$1,770 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-50614-00`

Property Details

APN / Parcel Number

Primary APN	`021-50614-00`
Alternative APNs	`52-08-28-415-036.000-016` `00734908991`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,404 sqft Living Area
1st Floor Area	2,964 sqft
Attic	Attic
Attic Area	2,880 sqft
Basement Area	1,538 sqft
Unfinished Basement	1,538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1967
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,372 sqft (0.215 acres)
Lot Dimensions	132 ft deep x 71 ft wide
Terrain	High
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00734908991
Street Address	172 W 3RD ST
City	PERU
State	IN
Zip	46970-2054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-50614-00 HOODS 66' LOT 21& VAC ALLEY 5' 21A 42 156 14000
Legal Subdivision	HOODS ADDITION
Legal Lot Number	21
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	1
Census Block	1035
Census Tract	952300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peru Westside Historic District listed 2023 · 194 contributing resources · NRIS 100009296

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 W 3RD ST, PERU, IN 46970-2054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Nov 19, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BEACON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Nov 19, 2019 · Amount on Record
Deed Document Number	2022523035
Prior Transfer Date	Nov 13, 2019
Prior Transfer Doc	20190524731
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jun 30, 2022
Property Address	172 W 3RD ST, PERU, IN 46970-2054
Document Number	20220523035
Instrument Date	Jun 27, 2022
Instrument	20220523035
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 W 3RD ST, PERU, IN 46970-2054

Mortgage

Document Number	20220523036
Date	Jun 30, 2022
Instrument	20220523036

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI IN
Recording Date	Nov 19, 2019
Property Address	172 W 3RD ST, PERU, IN 46970-2054
Document Number	20190524731
Instrument Date	Nov 13, 2019
Instrument	20190524731
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	172 W 3RD ST, PERU, IN 46970-2054

Mortgage

Document Number	20190524732
Date	Nov 19, 2019
Instrument	20190524732

Lender

Name	BEACON CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,770.00 (-8.72%) Homeowner's exemption	$227,600 (+19.73%) Land $8,700 Building $218,900	$227,600 (+19.73%) Land $8,700 Building $218,900
2024	$1,939.00 (+2%)
2023	$1,901.00 (+37.16%)	$190,100 Land $8,700 Building $181,400	$190,100 Land $8,700 Building $181,400
2022	$1,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves.

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