172 Vfw Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 172 Vfw Rd, Elgin, TX 78621

Property Summary

Property Type	Rural Home
Details	3 bd · 2,984 sqft · built 2017
Lot Size	10.2 acres (446,316 sqft)
Owner	Individual Name on File
Tax Bill	$3,763 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R13175`

Property Details

APN / Parcel Number

Primary APN	`R13175`
Alternative APN	`O0226607`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	2,984 sqft Living Area
Gross Area	3,365 sqft
1st Floor Area	2,984 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Material	Metal
Lot Area	446,316 sqft (10.2 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	883 sqft
Utility Building	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	172 VFW RD
City	ELGIN
State	TX
Zip	78621-5689
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A178 GARRETSON, THOMAS, ACRES 10.246
Legal Subdivision	GARRETSON, THOMAS
Legal Block	1
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1030
Census Tract	950201

Owner

Source: Bastrop County records · APN R13175

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	172 VFW RD, ELGIN, TX 78621-5689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2015
Deed Sale	Oct 22, 2015
Deed Document Number	201513706
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	172 VFW RD, ELGIN, TX 78621-5689
Transaction Type	Mortgage
Record Updated	Feb 06, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202124662
Date	Nov 16, 2021
Instrument	202124662

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company
Address	AUSTIN, TX 78756

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,763.00 (-27.65%) Homeowner's exemption Senior Citizen's exemption	$424,729 (-12.92%) Land $28,278 Building $396,451	$679,609 (-8.48%) Land $283,158 Building $396,451
2024	$5,201.00
2023	Homeowner's exemption Senior Citizen's exemption	$487,722 Land $28,302 Building $459,420	$742,578 Land $283,158 Building $459,420
2022	$6,707.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SOS Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
JAB Wireless Fixed Wireless	50 / 10
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	50 / 10

May also be available: Spectrum, T-Mobile USA.

Based on FCC filings for 32 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AQUA WSC serves 86,325 people
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.