Bell County property record for 172 Upper Gibson Ln, Middlesboro, KY 40965
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1,344 sqft |
| Owner | 2 Individual Names on Record |
| Tax Bill | $343 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Nov 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 057-14-00-011.00 |
| Primary APN | 057-14-00-011.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,344 sqft Total Area |
|---|
| Architectural Style | Mobile Home |
|---|---|
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 8287 |
|---|---|
| Street Address | 172 UPPER GIBSON LN |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | NW NT9 (LAND & DOUBLE WIDE) |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 960800 |
Source: Bell County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 424, MIDDLESBORO, KY 40965-0424 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 22, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 7, 2026 |
| Transfer Doc | 0000295564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Aug 7, 2026 |
| Property Address | 172 UPPER GIBSON LN, MIDDLESBORO, KY 40965 |
| Document Number | 0000295564 |
| Book / Page | 415 / 829 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026295564 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Nov 22, 2019 |
| Property Address | 172 UPPER GIBSON LN, MIDDLESBORO, KY 40965-9066 |
| Document Number | 00D385/381 |
| Book / Page | D385 / 381 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 181105 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 424, MIDDLESBORO, KY 40965-0424 |
Source: Bell County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $343.00 (+2.39%) | $32,000 (-) Land $32,000 | $32,000 (-) Land $32,000 |
| 2023 | $335.00 | $32,000 | $32,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 20 (1991–2026) |
| Claims Outside the SFHA | 7 of 20 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 76% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
May also be available: Verizon.
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