172 Troy Dr, Sebree, KY 42455 Property Records

Webster County property record for 172 Troy Dr, Sebree, KY 42455

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Jun 2026)
Tax Bill	$1,733 (2025)
Deeds & Mortgages	Oct 2017 Construction Loan Apr 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`084-003-041-001`

Property Details

APN / Parcel Number

Primary APN	`084-003-041-001`
Alternative APNs	`5902` `1286` `1298`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Finished Area
Family Room	Family Room

Exterior

Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	135 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Patio Area	420 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1298
Street Address	172 TROY DR
City	SEBREE
State	KY
Zip	42455-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES/GAR & LOT
Legal Subdivision	CAMBRIDGE ACRES SUB
Jurisdiction	WEBSTER KY
Township / Civil Division	SEBREE
Census Block Group	2
Census Block	2072
Census Tract	960100

Owner

Source: Webster County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	172 TROY DR, SEBREE, KY 42455-2118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2017	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY
Apr 26, 2018	Deed of Trust, Mortgage INDEPENDENCE BANK OF KENTUCKY
May 10, 2023	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Jun 13, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Jun 4, 2026	Deed, Transfer · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 4, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Feb 18, 2026 · Amount on Record
Deed Document Number	2026472101
Deed Book / Page	330 / 319
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	172 TROY DR, SEBREE, KY 42455-2118
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG338/411
Date	Oct 12, 2017
Book Page	MTG 338/411
Instrument	286851

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Mar 18, 2018

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	172 TROY DR, SEBREE, KY 42455-2118
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG341/291
Date	Apr 26, 2018
Book Page	MTG 341/291
Instrument	296737

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	172 TROY DR, SEBREE, KY 42455-2118
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	NETCO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000385/337
Date	May 10, 2023
Book Page	385/337
Instrument	455358

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	172 TROY DR, SEBREE, KY 42455-2118
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 TROY DR, SEBREE, KY 42455-2118

Mortgage

Document Number	0000394/96
Date	Jun 13, 2024
Book Page	394/96
Instrument	462052

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	1417 N MAGNOLIA AVE, OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Jun 1, 2048

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBSTER KY
Recording Date	Jun 4, 2026
Property Address	172 TROY DR, SEBREE, KY 42455-2118
Document Number	DEED330/319
Book / Page	330 / 319
Instrument Date	May 20, 2026
Instrument	2026472101
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,553.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	172 TROY DR, SEBREE, KY 42455-2118
Investor	Possibly a Property Investor

Mortgage

Document Number	0000472102,
Date	Jun 4, 2026
Instrument	2026472102

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Recording Date	Jun 4, 2026
Property Address	172 TROY DR, SEBREE, KY 42455-2118
Document Number	0000472102
Book / Page	410 / 523
Instrument Date	May 20, 2026
Instrument	2026472102
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 STATE ROUTE 1405, SLAUGHTERS, KY 42456-9370
Investor	Possibly a Property Investor

Mortgage

Document Number	0000472102,
Date	Jun 4, 2026
Book Page	410/523
Instrument	2026472102

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Webster County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Webster County
Municipality	Sebree City
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,733.00 (-0.63%)	$154,500 (-)	$154,500 (-)
2023	$1,744.00	$154,500	$154,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEBREE WATER DEPARTMENT serves 1,743 people · EPA ID KY1170388
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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