172 Tranquil Valley Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 172 Tranquil Valley Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1981
Lot Size	1.79 acres (77,972 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2019)
Tax Bill	$1,224 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`459500226862000`

Property Details

APN / Parcel Number

Primary APN	`459500226862000`
Alternative APN	`50563`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1997
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	77,972 sqft (1.79 acres)
Lot Dimensions	317 ft deep x 254 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	50563
Street Address	172 TRANQUIL VALLEY LN
City	MURPHY
State	NC
Zip	28906-7568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 & P/O LOT 19 TRANQUIL VALLEY EST 1572/1076
Legal Subdivision	TRANQUIL VALLEY EST
Legal Lot Number	20-19
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1029
Census Tract	930300

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	172 TRANQUIL VALLEY LN, MURPHY, NC 28906-7568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit FIRST-CITIZENS BANK & TRUST COMPANY
Sep 17, 2019	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Oct 31, 2017	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE FINANCIAL GROUP INC
Mar 22, 2017	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Prior Sale	Oct 31, 2017 · Amount on Record
Deed Document Number	04406
Deed Book / Page	01623 / 0631
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	172 TRANQUIL VALLEY LN, MURPHY, NC 28906-7568
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 TRANQUIL VALLEY LN, MURPHY, NC 28906-7568

Mortgage

Document Number	01698/1343
Date	Dec 13, 2021
Book Page	1698/1343
Instrument	8341

Lender

Name	FIRST-CITIZENS BANK & TRUST COMPANY
Type	Non-Lending Institution
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 17, 2019
Property Address	172 TRANQUIL VALLEY LN, MURPHY, NC 28906-7568
Document Number	01623/0631
Book / Page	01623 / 0631
Instrument Date	Sep 5, 2019
Instrument	04406
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 TRANQUIL VALLEY LN, 172, MURPHY, NC 28906-7568

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1807 HALE ST, SAVANNAH, GA 31404-1817

Mortgage

Document Number	04407
Date	Sep 17, 2019
Instrument	04407

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 31, 2017
Property Address	172 TRANQUIL VALLEY LN, MURPHY, NC 28906-7568
Document Number	01572/1076
Book / Page	01572 / 1076
Instrument Date	Oct 6, 2017
Instrument	05057
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$134.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 TRANQUIL VALLEY LN, MURPHY, NC 28906-7568

Mortgage

Document Number	05058
Date	Oct 31, 2017
Instrument	05058

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

March 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CHEROKEE NC
Recording Date	Mar 22, 2017
Property Address	172 TRANQUIL VALLEY LN, MURPHY, NC 28906-7568
Document Number	01556/0936
Book / Page	01556 / 0936
Instrument Date	Mar 12, 2017
Instrument	01191
Transaction Type	Foreclosure
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$248.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 637, PAISLEY, FL 32767-0637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HOME CAMPUS # 3, 3, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,224.00	$170,290 (-)	$170,290 (-) Land $15,000 Building $155,290
2023		$170,290	$170,290 Land $15,000 Building $155,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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