St. Johns County property record for 172 Thornloe Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 2010 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Mar 2026) |
| Tax Bill | $6,520 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009635-2800 |
| Primary APN | 009635-2800 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 2,245 sqft |
| 1st Floor Area | 1,740 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 404 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 131 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 172 THORNLOE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-7257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 59/73-100 DURBIN CROSSING SOUTH PHASE 1 LOT 280 OR4779/597 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 12 |
| Legal Subdivision | DURBIN CROSSING SOUTH PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 280 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20810 |
Source: St. Johns County records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 172 THORNLOE DR, SAINT JOHNS, FL 32259-7257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Mar 16, 2026 | Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Aug 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Aug 16, 2019 · Amount on Record |
| Deed Document Number | 202622374 |
| Deed Book / Page | 6324 / 1079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 16, 2026 |
| Property Address | 172 THORNLOE DR, SAINT JOHNS, FL 32259-7257 |
| Document Number | 0063241079 |
| Book / Page | 6324 / 1079 |
| Map Reference | MB 59 PG 73-100 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026022374 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | MILESTONE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 277 ISLESBROOK PKWY, SAINT JOHNS, FL 32259-7242 |
| Name | Verified Name |
|---|---|
| Address | 172 THORNLOE DR, SAINT JOHNS, FL 32259-7257 |
| Document Number | 0063241081 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 6324/1081 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Number | 0063241097 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 6324/1097 |
| Instrument | 2026022376 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 16, 2019 |
| Property Address | 172 THORNLOE DR, SAINT JOHNS, FL 32259-7257 |
| Document Number | 0047790597 |
| Book / Page | 4779 / 0597 |
| Map Reference | MB 59 PG 73-100 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 2019060477 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,932.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 274 ANTILA WAY, 274, SAINT JOHNS, FL 32259-2394 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 277 ISLESBROOK PKWY, SAINT JOHNS, FL 32259-7242 |
| Document Number | 0004779599 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 4779/599 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,315 (-6.28%) Land $115,000 Building $237,315 | $352,315 (-6.28%) Land $115,000 Building $237,315 | |
| 2025 | $6,520.00 (+15.03%) | $375,907 (+2.08%) | $375,907 (+2.08%) Land $134,000 Building $241,907 |
| 2024 | $5,668.00 (+3.15%) | ||
| 2023 | $5,495.00 (+8.19%) | $368,262 (+4.95%) | $368,262 (+4.95%) Land $120,000 Building $248,262 |
| 2022 | $5,079.00 | $350,909 | $350,909 Land $112,000 Building $238,909 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 181 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 181 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures