172 Talbot Dr, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 172 Talbot Dr, Smithfield, VA 23430 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1952
Square Footage	2,488 sqft Living Area
Garage	Attached, 460 sqft
Occupancy	Owner Occupied
Last Sale	$550,000 (2025)
Tax Bill	$3,288.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21A-26-018`
Alternative APNs	`5500349000` `4086`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,488 sqft Living Area
Basement Area	1,400 sqft Basement
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Foundation Type	Raised Foundation
Roof Material	Asphalt Roof
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	460 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Oil Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	5500349000
Old Parcel Number	21A-26-018
Street Address	172 TALBOT DR
City	SMITHFIELD
State	VA
Zip	23430-1731
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NO 18 BLK A GRIMESLAND
Legal Block	A
Jurisdiction	ISLE OF WIGHT VA
Minor Civil Division	SMITHFIELD
Census Blockgroup	2
Census Block	2000
Census Tract	280105

Owner

Source: Isle Of Wight County records · APN 21A-26-018

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	172 TALBOT DR, SMITHFIELD, VA 23430-1731
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2025 · Amount on Record
Deed Sale	Aug 01, 2025 · Amount on Record
Deed Doc Number	0250003310
Record Refreshed	Jun 08, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Aug 01, 2025
Property Address	172 TALBOT DR, SMITHFIELD, VA 23430-1731
Document Number	0250003310
Map Reference	MB 3 PG 59
Instrument Date	Jul 25, 2025
Instrument	250003310
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	172 TALBOT DR, SMITHFIELD, VA 23430-1731

Mortgage

Document Number	0250003311
Date	Aug 01, 2025
Instrument	250003311

Lender

Name	BAYPORT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2040

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Aug 01, 2028
Change Frequency	3 Years
Min Rate At Change	5.37%
Max Rate At Change	7.37%
Index	3-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Isle Of Wight County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,288.00	$424,300 (-) Land $100,000 Building $324,300	$424,300 (-) Land $100,000 Building $324,300
2023		$424,300 Land $100,000 Building $324,300	$424,300 Land $100,000 Building $324,300

Flood & Wildfire

172 Talbot Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Isle Of Wight County (51093C), updated January 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.