172 Sutter St, Toms River, NJ 08753 Property Records

Ocean County and Toms River Township property record for 172 Sutter St, Toms River, NJ 08753

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,066 sqft · built 1955
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$16,000 (Nov 1982)
Tax Bill	$4,107 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-00234-22-00022`

Property Details

APN / Parcel Number

Primary APN	`08-00234-22-00022`
Alternative APN	`0800234002200022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	172 SUTTER ST
City	TOMS RIVER
State	NJ
Zip	08753-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	50X100
Legal Block	234
Legal Lot Number	22
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	1
Census Block	1007
Census Tract	722401

Owner

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	230 ARKANSAS AVE, TOMS RIVER, NJ 08753-1806
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 15, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 1982 · Amount on Record
Deed Sale	Nov 4, 1982 · Amount on Record
Deed Book / Page	4091 / 139
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 16, 2026
Property Address	172 SUTTER ST, TOMS RIVER, NJ 08753-1841
Document Number	0000057206
Book / Page	20439 / 696
Instrument Date	Jun 16, 2026
Instrument	202657206
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NORTH STAR TITLE AGENCY INC, NORTH STAR TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,865.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 SUTTER ST, TOMS RIVER, NJ 08753-1841

Mortgage

Document Number	0000057207,
Date	Jul 16, 2026
Book Page	20439/702
Instrument	202657207

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	May 15, 2026
Property Address	172 SUTTER ST, TOMS RIVER, NJ 08753-1841
Document Number	0000038276
Book / Page	20374 / 1102
Instrument Date	Apr 25, 2026
Instrument	202638276
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 SUTTER ST, TOMS RIVER, NJ 08753-1841

Mortgage

Document Number	0000038276,
Date	May 15, 2026
Book Page	20374/1102
Instrument	202638276

Lender

Name	FIRST FINANCIAL CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 21, 2046

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,100 (-) Land $72,000 Building $138,100	$210,100 (-) Land $72,000 Building $138,100
2025	$4,107.00 (+7.29%)	$210,100 (-) Land $72,000 Building $138,100	$210,100 (-) Land $72,000 Building $138,100
2024	$3,828.00 (+9.25%)
2023		$210,100 Land $72,000 Building $138,100	$210,100 Land $72,000 Building $138,100
2022	$3,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	149 (1979–2026)
Claims Outside the SFHA	15 of 149
Most Recent Claim	Feb 2026
Claims by Event	Hurricane Sandy, Nov 2012 · 125 claims Hurricane Irene, Aug 2011 · 5 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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