172 Stonegate Rd, Trout Valley (Cary), IL 60013 Property Records

McHenry County property record for 172 Stonegate Rd, Trout Valley, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,250 sqft · built 1966
Lot Size	0.74 acres (32,218 sqft)
Owner	2 Trust Names on File
Last Sale	$393,000 (Apr 2018)
Tax Bill	$10,918 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-13-304-008`

Property Details

APN / Parcel Number

Primary APN	`19-13-304-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,250 sqft Living Area
1st Floor Area	1,662 sqft
Basement Area	1,662 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Lot Area	32,218 sqft (0.74 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	172 STONEGATE RD
City	TROUT VALLEY
State	IL
Zip	60013-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0012015 LT 172 TROUT VALLEY DIVISION C
Legal Subdivision	TROUT VALLEY DIVISION C
Legal Block	304
Legal Lot Number	172
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871600

Owner

172 Stonegate Rd is owner-occupied and held in a trust since February 2025.

Source: McHenry County records, as of March 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	172 STONEGATE RD, TROUT VALLEY, IL 60013-2444
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MORTGAGE FUNDING LLC
Apr 16, 2018	Warranty Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE FUNDING LLC
Apr 24, 2017	Grant Deed, Foreclosure · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Prior Sale	Apr 24, 2017 · Amount on File
Deed Document Number	201812015
Last Transfer Date	Feb 12, 2025
Transfer Doc	0000003848
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	172 STONEGATE RD, TROUT VALLEY, IL 60013-2444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002987
Date	Jan 23, 2020
Instrument	2020R0002987

Lender

Name	PINNACLE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	PALATINE, IL 60067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate	4.37%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 16, 2018
Property Address	172 STONEGATE RD, TROUT VALLEY, IL 60013-2444
Document Number	0000012015
Map Reference	DOC295181 MB12 PG41
Instrument Date	Mar 9, 2018
Instrument	2018R0012015
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$589.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	172 STONEGATE RD, TROUT VALLEY, IL 60013-2444

Mortgage

Document Number	0000012016
Date	Apr 16, 2018
Instrument	2018R0012016

Lender

Name	PINNACLE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate	5.05%

April 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 24, 2017
Property Address	172 STONEGATE RD, TROUT VALLEY, IL 60013-2444
Document Number	0000014431
Instrument Date	Apr 20, 2017
Instrument	14431
Transaction Type	Foreclosure
Record Updated	Jun 13, 2017
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	183 STONEGATE RD TROUT VALLEY IL 600132443, TROUT VALLEY, IL 60013-2443

Mortgage

Document Number	14432
Date	Apr 24, 2017
Instrument	14432

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Trout Valley Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,918.00	$144,584 Land $27,021 Building $117,563	$433,752 Land $81,063 Building $352,689
2022	Homeowner's exemption	$135,481 Land $30,672 Building $104,809	$406,443 Land $92,016 Building $314,427

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 172 Stonegate Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1979–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 Stonegate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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