172 State Hwy 20 E, Freeport, FL 32439 Property Records

Walton County property record for 172 State Hwy 20 E, Freeport, FL 32439

Property Summary

Property TypeRestaurant
Details2 ba · 3,456 sqft · built 1973
Lot Size0.361 acres (15,725 sqft)
OwnerCompany Name on File
Last Sale$680,000 (Jun 2024)
Tax Bill$7,020 (2025)
Deeds & MortgagesJun 2024 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN15-1S-19-23040-010-003A

Property Details

APN / Parcel Number

Primary APN15-1S-19-23040-010-003A
Alternative APNs
  • 15-119-23040-010-003A
  • 1022547

Interior

Full Baths2 Baths
Total Rooms2 Rooms
Units2 Units
Stories1 Story
Building Area3,456 sqft Gross Area
1st Floor Area2,400 sqft
FlooringTile
Interior WallsPlywood

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area15,725 sqft (0.361 acres)
Lot Dimensions150 ft deep x 105 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address172 STATE HIGHWAY 20 E
CityFREEPORT
StateFL
Zip32439-3918
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionCOM AT SW/C OF BLK 10 TOWN OF FREEPORT PB O-J, RUN N ALONG W SIDE OF SAID BLK 160FT TO POB, CONT N TO SLY R/W LINE OF SR 20, SELY ALONG R/W 110FT S 140FT, W 100FT TO POB OR 3327-2992
Legal Range019
Legal Township01S
Legal Section15
Legal SubdivisionTOWN OF FREEPORT
Legal Block10,16
Legal Lot Number3A
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1005
Census Tract950502

Owner

172 State Hwy 20 E, a commercial property, is owned by a company that bought it in June 2024.

Source: Walton County records, as of December 3, 2025

Owner of RecordCompany Name on File
Mailing Address95 LEAP YEAR LN, FREEPORT, FL 32439-4251
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2024 · Amount on File
Deed SaleJun 14, 2024 · Amount on File
Deed Document Number202421039
Deed Book / Page3327 / 2992
Prior Transfer DateFeb 7, 2008
Prior Transfer Doc0027844805
Record UpdatedJun 8, 2026

June 2024: Deed, Transfer

Document TypeDeed
JurisdictionWALTON FL
Recording DateJun 14, 2024
Property Address172 STATE HIGHWAY 20 E, FREEPORT, FL 32439-3918
Document Number0033272992
Book / Page3327 / 2992
Instrument DateJun 12, 2024
Instrument20240021039
Transaction TypeTransfer
Record UpdatedDec 18, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,760.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4109 BRITTANY PL, PENSACOLA, FL 32504-4948

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 LEAP YEAR LN, FREEPORT, FL 32439-4251

Mortgage

Document Number20240021040
DateJun 14, 2024
Instrument20240021040
Lender
NameMIDSOUTH BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 172 State Hwy 20 E was $7,020, up 197.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,020.00 (+197.21%)$527,154 Land $377,400 Building $149,754$527,154 Land $377,400 Building $149,754
2024$2,362.00 (+36.69%)
2023$1,728.00 (+5.69%)$101,981 (-4.9%) Land $48,677 Building $53,304$101,981 (-4.9%) Land $48,677 Building $53,304
2022$1,635.00$107,238 Land $54,031 Building $53,207$107,238 Land $54,031 Building $53,207

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 172 State Hwy 20 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 126 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1992–2021)
Claims Outside the SFHA7 of 68
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 State Hwy 20 E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50

May also be available: AT&T, CenturyLink.

Nearby Properties on State Hwy 20 E

Nearby Streets

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