172 Spruce St, Roswell, GA 30075 Property Records

Fulton County property record for 172 Spruce St, Roswell, GA 30075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 1996
Lot Size	0.294 acres (12,806 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Aug 2020)
Tax Bill	$3,686 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-3291-1225-315-5`

Property Details

APN / Parcel Number

Primary APN	`22-3291-1225-315-5`
Alternative APNs	`22 32911225315` `5326209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	1,628 sqft
1st Floor Area	1,156 sqft
Basement Area	1,120 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	12,806 sqft (0.294 acres)
Terrain	Below Road/Slope
View / Lot	Neighborhood / Spot
Garage Type	Carport
Garage Area	700 sqft
Carport	Carport
Carport Area	700 sqft
Porch	Open Frame Porch
Porch Area	564 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5326209
Street Address	172 SPRUCE ST
City	ROSWELL
State	GA
Zip	30075-1784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AN SPLIT FROM 299-1 VERIFIED NO CHANGES 7/14
Legal Subdivision	CITY/MOUNTAIN PARK
Legal Block	2
Jurisdiction	FULTON GA
Township / Civil Division	ROSWELL-ALPHARETTA
Census Block Group	2
Census Block	2022
Census Tract	11512

Owner

Source: Fulton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	172 SPRUCE ST, ROSWELL, GA 30075-1784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE
Aug 12, 2020	Grant Deed, Transfer · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	202028391
Deed Book / Page	62081 / 51
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0617940348
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON GA
Property Address	172 SPRUCE ST, ROSWELL, GA 30075-1784
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 SPRUCE ST, MOUNTAIN PARK, GA 30075-1784

Mortgage

Document Number	0690240414
Date	Jun 5, 2025
Book Page	0000069024/0000000414
Instrument	20250173132

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FULTON GA
Recording Date	Aug 12, 2020
Property Address	172 SPRUCE ST, ROSWELL, GA 30075-1784
Document Number	0620810051
Book / Page	062081 / 000051
Instrument Date	Aug 10, 2020
Instrument	258640
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 SPRUCE ST ROSWELL GA 300751784, ROSWELL, GA 30075-1784

Mortgage

Document Number	620810054
Date	Aug 12, 2020
Book Page	062081/000054
Instrument	258641

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fulton County
Municipality	Mountain Park City
Unified School District	Fulton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,640 (+19.92%) Land $30,440 Building $168,200	$496,600 (+19.92%) Land $76,100 Building $420,500
2025	$3,686.00 (+2.82%)	$165,640 (-5.26%) Land $55,960 Building $109,680	$414,100 (-5.26%) Land $139,900 Building $274,200
2024	$3,585.00 (-27.36%)
2023	$4,935.00 (+9.67%)	$174,840 (+9.66%) Land $55,960 Building $118,880	$437,100 (+9.66%) Land $139,900 Building $297,200
2022	$4,500.00	$159,440 Land $35,840 Building $123,600	$398,600 Land $89,600 Building $309,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN PARK serves 557 people · EPA ID GA1210007
Water Source	Purchased surface water from COBB CO.-MARIETTA WATER AUTH.
Last State Inspection	May 2025
Also Mapped Here	CHEROKEE COUNTY

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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