172 Spring Oaks Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 172 Spring Oaks Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,155 sqft · built 1984
Lot Size	0.289 acres (12,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2017)
Tax Bill	$5,265 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22R-21-0347`

Property Details

APN / Parcel Number

Primary APN	`22R-21-0347`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,155 sqft Living Area
Gross Area	2,705 sqft
1st Floor Area	988 sqft
Basement Area	110 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,580 sqft (0.289 acres)
Lot Dimensions	85 ft deep x 85 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	172 SPRING OAKS DR
City	BALLWIN
State	MO
Zip	63011-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	CEDAR VALLEY 4 15 78 LOT 5
Legal Subdivision	CEDAR VALLEY
Legal Lot Number	5
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4012
Census Tract	217807

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 SPRING OAKS DR, BALLWIN, MO 63011-3834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES INC
May 12, 2017	Warranty Deed, Transfer FIRST INTEGRITY MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Dec 2, 2015 · Amount on Record
Deed Document Number	2017776
Deed Book / Page	22522 / 2999
Last Transfer Date	Jan 8, 2026
Transfer Doc	0000000437
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	172 SPRING OAKS DR, BALLWIN, MO 63011-3834
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	COPPER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0241263630
Date	Jul 10, 2020
Book Page	24126/3630
Instrument	2020071000529

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jun 1, 2045

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 12, 2017
Property Address	172 SPRING OAKS DR, BALLWIN, MO 63011-3834
Document Number	0225222999
Book / Page	022522 / 002999
Instrument Date	May 12, 2017
Instrument	776
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	SECURITY TITLE COMPANY, SECURE TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	172 SPRING OAKS DR BALLWIN MO 630113834, BALLWIN, MO 63011-3834

Mortgage

Document Number	225223002
Date	May 12, 2017
Book Page	022522/003002
Instrument	777

Lender

Name	FIRST INTEGRITY MTG SVCS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,840 (-) Land $34,410 Building $42,430	$404,400 (-) Land $181,100 Building $223,300
2025	$5,265.00 (+6.75%)	$76,840 (+8.95%) Land $34,410 Building $42,430	$404,400 (+8.94%) Land $181,100 Building $223,300
2024	$4,932.00 (+0.08%)
2023	$4,928.00 (+11.62%)	$70,530 (+19.48%) Land $22,930 Building $47,600	$371,200 (+19.47%) Land $120,700 Building $250,500
2022	$4,415.00	$59,030 Land $22,930 Building $36,100
2021			$310,700 Land $120,700 Building $190,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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