172 Spence Rd, Monroe, LA 71203 Property Records

Ouachita Parish property record for 172 Spence Rd, Monroe, LA 71203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,233 sqft · built 1974
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$123,500 (Jan 2000)
Tax Bill	$1,376 (2025)
Deeds & Mortgages	Mar 2023 Refinance Oct 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134725`

Property Details

APN / Parcel Number

Primary APN	`134725`
Alternative APN	`8291`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,233 sqft Living Area

Exterior

Year Built	Built 1974
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Patio Area	576 sqft
Storage Building	576 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	134725
Street Address	172 SPENCE RD
City	MONROE
State	LA
Zip	71203-8110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.13 ACS IN NE4 SEC 36 T19N R4E BEG 429.97 FT W OF NE COR, W 615.36 FT, SO 292.5 FT TO NO R/W SPENCE RD, E ALONG RD 614.59 FT
Legal Range	04E
Legal Township	19N
Legal Section	36
Jurisdiction	OUACHITA LA
Township / Civil Division	E
Census Block Group	2
Census Block	2005
Census Tract	10202

Owner

Source: Ouachita Parish records · APN 134725

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	172 SPENCE RD, MONROE, LA 71203-8110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ORIGIN BANK
Oct 29, 2020	Deed of Trust, Mortgage · Reverse Mortgage ORIGIN BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2000 · Amount on Record
Deed Sale	Jan 31, 2000 · Amount on Record
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	172 SPENCE RD, MONROE, LA 71203-8110
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004231/435
Date	Mar 03, 2023
Book Page	4231/435
Instrument	1871089

Lender

Name	ORIGIN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	172 SPENCE RD, MONROE, LA 71203-8110
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3936/757
Date	Oct 29, 2020
Book Page	3936/757
Instrument	1811312

Lender

Name	ORIGIN BANK

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ouachita Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,376.00 (-0.72%)	$17,394 (-) Land $1,537 Building $15,857	$173,938 (-) Land $15,370 Building $158,568
2024	$1,386.00 (+92.5%)	$17,394 (+37.47%) Land $1,537 Building $15,857	$173,938 (+37.46%) Land $15,370 Building $158,568
2023	$720.00 (+13.39%)	$12,653 (-) Land $437 Building $12,216	$126,533 (-) Land $4,370 Building $122,163
2022	$635.00	$12,653 Land $437 Building $12,216	$126,533 Land $4,370 Building $122,163

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 22, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	12 (1978–2016)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 5 claims Severe Storms, Tornadoes & Flooding, May 1991 · 2 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 64% of Louisiana
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Based on FCC filings for 31 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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