St. Johns County property record for 172 Southlake Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,755 sqft · built 2000 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,913 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Jun 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026442-0910 |
| Primary APN | 026442-0910 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,755 sqft Living Area |
| Gross Area | 2,195 sqft |
| 1st Floor Area | 1,495 sqft |
| Flooring | Carpet |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 172 SOUTHLAKE DR |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32092-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 37/68-79 SOUTHLAKE UNIT 2A LOT 91 |
| Legal Range | 28 |
| Legal Township | 05 |
| Legal Section | 20 |
| Legal Subdivision | SOUTHLAKE UNIT 2-A |
| Legal Block | 1 |
| Legal Lot Number | 91 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20907 |
172 Southlake Dr, a single family home, is owned by a company.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Jun 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Jan 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | SAINT AUGUSTINE, FL 32092 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 172 SOUTHLAKE DR, ST AUGUSTINE, FL 32092-1009 |
| Document Number | 0062541590 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 6254/1590 |
| Instrument | 2025091921 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | SAINT AUGUSTINE, FL 32092 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 172 SOUTHLAKE DR, ST AUGUSTINE, FL 32092-1009 |
| Document Number | 0057681768 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | 5768/1768 |
| Instrument | 2023042668 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | SAINT AUGUSTINE, FL 32092 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 172 SOUTHLAKE DR, SAINT AUGUSTINE, FL 32092-1009 |
| Document Number | 0054771674 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 5477/1674 |
| Instrument | 2022009030 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
The 2025 property tax bill for 172 Southlake Dr was $1,913, up 15.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,249 | $317,598 Land $80,000 Building $237,598 | |
| 2025 | $1,913.00 (+15.24%) | ||
| 2024 | $1,660.00 (+2.28%) | ||
| 2023 | $1,623.00 (+3.91%) | ||
| 2022 | $1,562.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 172 Southlake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 172 Southlake Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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