Carroll County property record for 172 Shaeffer Ave, Westminster, MD 21157
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,196 sqft · built 2005 |
| Lot Size | 0.125 acres (5,458 sqft) |
| Owner | Company Name on Record |
| Last Sale | $113,400 (Aug 2016) |
| Tax Bill | $3,746 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-134401 |
| Primary APN | 07-134401 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,196 sqft Total Area |
| Basement Area | 429 sqft |
| Finished Basement | 429 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,458 sqft (0.125 acres) |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 134401 |
|---|---|
| Street Address | 172 SHAEFFER AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4586 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-750 |
| Legal Description | LT 2A - 5458 SF 172 SCHAEFER AVE 50-31 KATES COVE RESUB |
| Legal Subdivision | KATES COVE |
| Legal Lot Number | 2A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 507601 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 375, HAMPSTEAD, MD 21074-0375 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC |
| Nov 22, 2017 | Deed of Trust, Mortgage GREYSTONE SVCG |
| Feb 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA COM'L LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2016 · Amount on Record |
| Deed Sale | Aug 24, 2016 · Amount on Record |
| Prior Sale | Jun 10, 2016 · Amount on Record |
| Deed Book / Page | 8420 / 278 |
| Prior Transfer Date | May 4, 2016 |
| Prior Transfer Doc | 0083390132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 172 SHAEFFER AVE, WESTMINSTER, MD 21157-4586 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0103190451 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 10319/451 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Address | VERNON ROCKVILLE, CT 06066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 172 SHAEFFER AVE, WESTMINSTER, MD 21157-4586 |
| Document Number | 0088750074 |
| Book / Page | 008875 / 000074 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4606 EASTERN AVE BALTIMORE MD 212244417, BALTIMORE, MD 21224-4417 |
| Document Number | 0088750074 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 008875/000074 |
| Name | GREYSTONE SVCG |
|---|---|
| Address | 419 BELLE AIR LN, WARRENTON, VA 20186-4368 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 27, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 172 SHAEFFER AVE, WESTMINSTER, MD 21157-4586 |
| Document Number | 0086360082 |
| Book / Page | 008636 / 000082 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2017 |
| Title Company | OS NATIONAL TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 845 WELLESLEY CT HAMPSTEAD MD 210741756, HAMPSTEAD, MD 21074-1756 |
| Document Number | 0086360082 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 008636/000082 |
| Name | FINANCE OF AMERICA COM'L LLC |
|---|---|
| Address | CHARLOTTE, NC 28209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2047 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,746.00 (+6.24%) | $223,000 (+6.22%) Land $60,000 Building $163,000 | $223,000 (-) Land $60,000 Building $163,000 |
| 2025 | $3,526.00 (+13.52%) | $209,933 (+14.22%) | $223,000 (+21.33%) Land $60,000 Building $163,000 |
| 2023 | $3,106.00 | $183,800 Land $60,000 Building $123,800 | $183,800 Land $60,000 Building $123,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1990–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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