172 Schepis Ave, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 172 Schepis Ave, Saddle Brook, NJ 07663 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,736 sqft · built 1938
Lot Size	0.129 acres (5,602 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Jan 2023)
Tax Bill	$12,406 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-01712-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`57-01712-0000-00022`
Alternative APNs	`5700216000000011` `570171200022`

Interior

Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Frame
Lot Area	5,602 sqft (0.129 acres)
Lot Dimensions	100 ft deep x 56 ft wide

Location & Zoning

Old Parcel Number	5700216000000011
Street Address	172 SCHEPIS AVE
City	SADDLE BROOK
State	NJ
Zip	07663-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	56X100
Legal Subdivision	SKILLMAN GARDENS MAP 5
Legal Block	1712
Legal Lot Number	22
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE BROOK
Census Block Group	3
Census Block	3011
Census Tract	52100

Owner

Source: Bergen County and Saddle Brook Township records · APN 57-01712-0000-00022

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	172 SCHEPIS AVE, SADDLE BROOK, NJ 07663-4918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2023 · Amount on Record
Deed Sale	Jan 25, 2023 · Amount on Record
Prior Sale	May 20, 2016 · Amount on Record
Deed Document Number	20237393
Deed Book / Page	4916 / 1166
Record Updated	Sep 20, 2026

January 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 25, 2023
Property Address	172 SCHEPIS AVE, SADDLE BROOK, NJ 07663-4918
Document Number	0049161166
Book / Page	4916 / 1166
Instrument Date	Jan 02, 2023
Instrument	2023007393
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 LEDGEWOOD DR, CEDAR GROVE, NJ 07009-1343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 SCHEPIS AVE, SADDLE BROOK, NJ 07663-4918

Mortgage

Document Number	2023007394
Date	Jan 25, 2023
Instrument	2023007394

Lender

Name	LAKELAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jan 01, 2038
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	11.3%
Index	1-Year T-Bill
Max Rate	11.3%

Tax Assessment & Valuation

Source: Bergen County and Saddle Brook Township records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Saddle Brook Township
Unified School District	Saddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$532,300 (+1.82%) Land $224,000 Building $308,300	$532,300 (+1.82%) Land $224,000 Building $308,300
2025	$12,406.00 (+5.84%)	$522,800 (+15.03%) Land $220,000 Building $302,800	$522,800 (+15.03%) Land $220,000 Building $302,800
2024	$11,721.00 (+23.08%)
2023		$454,500 Land $207,500 Building $247,000	$454,500 Land $207,500 Building $247,000
2022	$9,523.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030521003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	6 (1996–2021)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Flood Events	Remnants Of Hurricane Ida (Sep 2021), 2 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.