Habersham County property record for 172 S Bruce St, Baldwin, GA 30511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,572 sqft · built 1972 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,000 (Dec 2004) |
| Tax Bill | $1,893 (2026) |
| Deeds & Mortgages | Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 092 073 |
| Primary APN | 092 073 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,572 sqft Heated Area |
| Gross Area | 1,756 sqft |
| 1st Floor Area | 1,168 sqft |
| Basement Area | 252 sqft |
| Unfinished Basement | 252 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 203 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Utility Building | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400077 |
|---|---|
| Street Address | 172 S BRUCE ST |
| City | BALDWIN |
| State | GA |
| Zip | 30511-2000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 10-186 PB 11-100 1199-257 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 604 |
172 S Bruce St is owned and occupied by two individuals who acquired it in August 2019.
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 172 S BRUCE ST, BALDWIN, GA 30511-2000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2004 · Amount on File |
| Deed Sale | Dec 9, 2004 · Amount on File |
| Deed Document Number | 20052004-000553 |
| Deed Book / Page | 683 / 188 |
| Last Transfer Date | Aug 14, 2019 |
| Transfer Doc | 001199/257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Aug 14, 2019 |
| Property Address | 172 S BRUCE ST, BALDWIN, GA 30511-2000 |
| Document Number | 001199/257 |
| Book / Page | 1199 / 257 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 2019-001483 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 172 S BRUCE ST, BALDWIN, GA 30511-2000 |
The 2026 property tax bill for 172 S Bruce St was $1,893 with a homeowner's exemption, down 1.3% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Baldwin City |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,893.00 (-1.25%) Homeowner's exemption | $79,737 (+4.35%) Land $8,000 Building $71,737 | $199,342 (+4.35%) Land $20,000 Building $179,342 |
| 2025 | $1,917.00 Homeowner's exemption | $76,413 Land $8,000 Building $68,413 | $191,032 Land $20,000 Building $171,032 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $47,624 (+13.98%) Land $8,000 Building $39,624 | $119,060 (+13.98%) Land $20,000 Building $99,060 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $41,784 Land $8,000 Building $33,784 | $104,460 Land $20,000 Building $84,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 172 S Bruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 172 S Bruce St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALDWIN serves 4,160 people · EPA ID GA1370001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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