172 S 3rd Ave E, Hartley, IA 51346 Property Records

O'Brien County property record for 172 S 3rd Ave E, Hartley, IA 51346

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,442 sqft · built 1950
Lot Size	0.167 acres (7,296 sqft)
Owner	2 Individual Names on File
Last Sale	$21,000 (Jul 2017)
Tax Bill	$984 (2025)
Deeds & Mortgages	Jul 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0000033200`

Property Details

APN / Parcel Number

Primary APN	`0000033200`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	768 sqft
Attic	Attic
Attic Area	422 sqft
Basement Area	768 sqft
Finished Basement	352 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,296 sqft (0.167 acres)
Lot Dimensions	114 ft deep x 64 ft wide
Garage Type	Mixed
Garage Area	704 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	172 S 3RD AVE E
City	HARTLEY
State	IA
Zip	51346-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LOT 2 BLK 8
Legal Subdivision	THE ORIGINAL TOWN OF HARTLEY
Legal Block	8
Legal Lot Number	2
Jurisdiction	O'BRIEN IA
Township / Civil Division	HARTLEY
Census Block Group	1
Census Block	1052
Census Tract	490100

Owner

172 S 3rd Ave E is owned and occupied by two individuals who bought it in July 2017.

Source: O'Brien County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	172 S 3RD AVE E, HARTLEY, IA 51346-1522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Deed Document Number	20171652
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jul 24, 2017
Property Address	172 S 3RD AVE E, HARTLEY, IA 51346-1522
Document Number	201701652
Instrument Date	Jul 12, 2017
Instrument	2017-01652
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	172 S 3RD AVE E, HARTLEY, IA 51346-1522

Mortgage

Document Number	201701653
Date	Jul 24, 2017
Instrument	2017-01653

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	62 Months
Due	Sep 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 172 S 3rd Ave E was $984 with a homeowner's exemption, up 9.5% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Hartley City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$984.00 (+9.45%) Homeowner's exemption	$81,110 Land $10,120 Building $70,990	$81,110 Land $10,120 Building $70,990
2024	$899.00
2023		$66,530 (+21.98%) Land $7,740 Building $58,790	$66,530 Land $7,740 Building $58,790
2022	$880.00 Homeowner's exemption	$54,540 Land $5,950 Building $48,590
2021			$54,540 Land $5,950 Building $48,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 172 S 3rd Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 S 3rd Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARTLEY MUNICIPAL WATER DEPARTMENT serves 1,605 people · EPA ID IA7128036
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
The Community Agency Fiber	1,000 / 1,000
Windstream DSL	200 / 20