Cherokee County property record for 172 Ruth Dr, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 3,350 sqft · built 1993 |
| Lot Size | 4.17 acres (181,645 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Oct 2022) |
| Tax Bill | $6,174 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Feb 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 029680-23-5 |
| Primary APN | 029680-23-5 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,350 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Lot Area | 181,645 sqft (4.17 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Street Address | 172 RUTH DR |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29341-3438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 172 RUTH DR LT 7 4.17 AC |
| Legal Subdivision | MISTY SUB |
| Legal Lot Number | 7 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970201 |
Source: Cherokee County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 172 RUTH DR, GAFFNEY, SC 29341-3438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2025 | Deed of Trust, Mortgage · VA Mortgage A&D MORTGAGE LLC |
| Feb 5, 2025 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2022 · Amount on Record |
| Deed Sale | Oct 27, 2022 · Amount on Record |
| Prior Sale | May 2, 2022 · Amount on Record |
| Deed Document Number | 20226431 |
| Deed Book / Page | 153 / 2436 |
| Last Transfer Date | Feb 4, 2025 |
| Transfer Doc | 0001802681 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 172 RUTH DR, GAFFNEY, SC 29341-3438 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 172 RUTH DR, GAFFNEY, SC 29341-3438 |
| Document Number | 0001820693 |
|---|---|
| Date | Mar 14, 2025 |
| Book Page | 182/693 |
| Instrument | 2025-1339 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33309 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Feb 5, 2025 |
| Property Address | 172 RUTH DR, GAFFNEY, SC 29341-3438 |
| Document Number | 0001802681 |
| Book / Page | 180 / 2681 |
| Map Reference | MB 13-W PG 305 |
| Instrument Date | Feb 4, 2025 |
| Instrument | 2025-602 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 172 RUTH DR, GAFFNEY, SC 29341-3438 |
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,174.00 (+353.97%) | $17,880 (-) Land $2,160 Building $15,720 | $298,000 (-) Land $36,000 Building $262,000 |
| 2023 | $1,360.00 | $17,880 Land $2,160 Building $15,720 | $298,000 Land $36,000 Building $262,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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