Guadalupe County property record for 172 Ruger Path, New Braunfels, TX 78130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,347 sqft · built 2021 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,075 (Sep 2021) |
| Tax Bill | $2,642 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000000175151 |
| Primary APN | 000000175151 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,347 sqft Living Area |
| Gross Area | 1,843 sqft |
| 1st Floor Area | 1,347 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 172 RUGER PATH |
|---|---|
| City | NEW BRAUNFELS |
| State | TX |
| Zip | 78130-6979 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE WING ENCLAVE BLOCK 1 LOT 2 .12 AC |
| Legal Subdivision | WHITE WING ENCLAVE |
| Legal Tract | 2 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 210608 |
172 Ruger Path is owned and occupied by an individual who bought it in September 2021.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 172 RUGER PATH, NEW BRAUNFELS, TX 78130-6979 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2024 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Sep 1, 2021 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2021 · Amount on File |
| Deed Sale | Sep 1, 2021 · Amount on File |
| Deed Document Number | 202130280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 172 RUGER PATH, NEW BRAUNFELS, TX 78130-6979 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 172 RUGER PATH, NEW BRAUNFELS, TX 78130-6979 |
| Document Number | 0099000146 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 202499000146 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Sep 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Sep 1, 2021 |
| Property Address | 172 RUGER PATH, NEW BRAUNFELS, TX 78130-6979 |
| Document Number | 0099030280 |
| Map Reference | VOL 9 PG 195 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 202199030280 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 172 RUGER PATH, NEW BRAUNFELS, TX 78130-6979 |
| Document Number | 0099030281 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 202199030281 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 172 Ruger Path was $2,642 with a homeowner's exemption, up 211.9% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | New Braunfels City |
| Unified School District | New Braunfels Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,336 (-2.18%) Land $39,664 Building $197,672 | $237,336 (-2.18%) Land $39,664 Building $197,672 | |
| 2025 | $2,642.00 (+211.92%) Homeowner's exemption | $242,620 Land $34,676 Building $207,944 | $242,620 Land $34,676 Building $207,944 |
| 2024 | $847.00 | ||
| 2023 | $293,000 Land $58,940 Building $234,060 | $293,000 Land $58,940 Building $234,060 | |
| 2022 | $846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 172 Ruger Path in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1998–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 172 Ruger Path is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW BRAUNFELS UTILITIES serves 116,477 people · EPA ID TX0460001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Guadalupe Valley Electric Cooperative Fixed Wireless · Fiber in parts of the area | 1,000 / 100 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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