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172 Royal St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 172 Royal St, Chicopee, MA 01020 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage1,132 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$241,000 (2018)
Tax Bill$5,124.00 (2025)

Property Details

APN / Parcel Number

Primary APN708-0049A
Alternative APN
  • CHIC M:0708 P:0049A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,132 sqft Living Area
Gross Area2,748 sqft Gross Area
1st Floor1,132 sqft 1st Floor
Basement Area750 sqft Basement
Unfinished Basement750 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,019 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number708-0049A
Street Address172 ROYAL ST
CityCHICOPEE
StateMA
Zip01020-4250
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCHICOPEE
JurisdictionCHICOPEE MA
Minor Civil DivisionCHICOPEE
Census Blockgroup4
Census Block4000
Census Tract811302

Owner

Source: Hampden County and Chicopee City records · APN 708-0049A

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address172 ROYAL ST, CHICOPEE, MA 01020-4250
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORPORATION
Aug 24, 2021Deed of Trust, Mortgage · Stand Alone Refinance
AMERISAVE MORTGAGE CORP
Aug 24, 2021Deed of Trust, Mortgage · Stand Alone Refinance
AMERISAVE MORTGAGE CORP
Aug 23, 2018Quit Claim Arm's Length for NE States, Transfer
DIGITAL FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2018 · Amount on Record
Deed SaleAug 23, 2018 · Amount on Record
Prior SaleJan 08, 2003 · Amount on Record
Deed Doc Number201850208
Deed Book / Page22326 / 485
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Recording DateMay 20, 2026
Property Address172 ROYAL ST, CHICOPEE, MA 01020-4250
Document Number026339-474
Book / Page26339 / 474
Instrument DateMay 03, 2026
Instrument202622536
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address172 ROYAL ST, CHICOPEE, MA 01020-4250

Mortgage

Document Number0000022536,
DateMay 20, 2026
Book Page26339/474
Instrument202622536
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.46%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address172 ROYAL ST, CHICOPEE, MA 01020-4250
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024077-436
DateAug 24, 2021
Book Page24077/436
Instrument59357
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address172 ROYAL ST, CHICOPEE, MA 01020-4250
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24077-436
DateAug 24, 2021
Book Page24077/436
Instrument59357
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

August 2018: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionCHICOPEE MA
Recording DateAug 23, 2018
Property Address172 ROYAL ST, CHICOPEE, MA 01020-4250
Document Number22326-485
Book / Page22326 / 485
Instrument50208
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$35.91
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number223260488
DateAug 23, 2018
Instrument22326/0488
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueAug 23, 2048

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,124.00 (+5.17%)$338,000 (+2.39%) Land $110,800 Building $227,200$327,275
2024$4,872.00 (+4.17%)$330,100 (+6.93%) Land $108,600 Building $221,500
2023$4,677.00$308,700 Land $98,700 Building $210,000

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