172 River Rd, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 172 River Rd, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,321 sqft · built 1955
Lot Size	0.132 acres (5,747 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Feb 2020)
Tax Bill	$11,334 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`WINT M:038 L:025`

Property Details

APN / Parcel Number

Primary APN	`WINT M:038 L:025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,321 sqft Living Area
Gross Area	4,170 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,747 sqft (0.132 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	172 RIVER RD
City	WINTHROP
State	MA
Zip	02152-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	25
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1000
Census Tract	180400

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	172 RIVER RD, WINTHROP, MA 02152-1719
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage GUARANTEED RATE INC
Apr 16, 2024	Quit Claim Deed, Transfer Quitclaim
Nov 28, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance MSA LENDING LLC
Jul 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage MSA LENDING LLC
Feb 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Prior Sale	Feb 19, 2013
Deed Document Number	2020903824
Last Transfer Date	Apr 12, 2024
Transfer Doc	0000951365
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	172 RIVER RD, WINTHROP, MA 02152-1719
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000963952
Date	Sep 10, 2025
Instrument	963952

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Apr 16, 2024
Property Address	172 RIVER RD, WINTHROP, MA 02152-1719
Document Number	0000951365
Instrument Date	Apr 12, 2024
Instrument	951365
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 RIVER RD, WINTHROP, MA 02152-1719

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Nov 28, 2023
Property Address	172 RIVER RD, WINTHROP, MA 02152-1719
Document Number	0000948284
Instrument Date	Nov 22, 2023
Instrument	948284
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 CAUSEWAY ST APT 3605, 3605, BOSTON, MA 02114-1668

Mortgage

Document Number	0000948285
Date	Nov 28, 2023
Instrument	948285

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	172 RIVER RD, WINTHROP, MA 02152-1719
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000936032
Date	Jul 18, 2022
Instrument	936032

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Feb 11, 2020
Property Address	172 RIVER RD, WINTHROP, MA 02152-1719
Document Number	0000903824
Instrument Date	Jan 24, 2020
Instrument	903824
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,052.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	172 RIVER RD WINTHROP MA 021521719, WINTHROP, MA 02152-1719

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,334.00 (+19.58%)	$1,017,400 (+10.78%) Land $358,100 Building $659,300	$1,032,140 (+21.9%)
2025	$9,478.00 (-4.13%)	$918,400 (-3.2%) Land $341,000 Building $577,400
2024	$9,886.00 (+26.71%)	$948,800 (+30.12%) Land $327,800 Building $621,000	$846,735
2023	$7,802.00	$729,200 Land $300,000 Building $429,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 54 individual policies
Nearby Flood Policies	70 units insured incl. 16 condo units
Nearby Flood Claims	117 (1978–2024)
Claims Outside the SFHA	5 of 117
Most Recent Claim	Apr 2024 · other causes
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 12 claims Winter Coastal Storm, Dec 1992 · 12 claims Coastal Storm, Oct 1991 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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