172 Ranchette Cir, Florahome, FL 32140 Property Records

Putnam County property record for 172 Ranchette Cir, Florahome, FL 32140

Property Summary

Property Type	Single Family Home
Details	1,596 sqft · built 2006
Lot Size	11.1 acres (483,516 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Jun 2024)
Tax Bill	$5,035 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-24-0534-0000-0330`

Property Details

APN / Parcel Number

Primary APN	`15-08-24-0534-0000-0330`
Alternative APN	`1789`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Logs
Roof Type	Gable/Hip
Lot Area	483,516 sqft (11.1 acres)
Porch	Unfinished Open Porch
Porch Area	628 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1789
Street Address	172 RANCHETTE CIR
City	FLORAHOME
State	FL
Zip	32140-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLAMY RANCHETTES MB6 P53 (CLASS D) LOTS 33 34
Legal Range	24E
Legal Township	08S
Legal Section	15
Legal Subdivision	BELLAMY RANCHETTES
Legal Lot Number	33
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2049
Census Tract	950202

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13634 2ND AVE NE, BRADENTON, FL 34212-2725
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Jul 27, 2022	Warranty Deed, Transfer · Seller Carry-Back LEONARD HENDRICKSON ETAL
Jun 25, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 9, 2018	Warranty Deed, Transfer · FHA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Document Number	202415503
Deed Book / Page	1762 / 136
Prior Transfer Date	Apr 12, 2010
Prior Transfer Doc	0012611441
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	172 RANCHETTE CIR, FLORAHOME, FL 32140-1116
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 RANCHETTE CIR, FLORAHOME, FL 32140-1116

Mortgage

Document Number	0017180921
Date	Jul 21, 2023
Book Page	1718/921
Instrument	202354016200

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jul 1, 2050

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 27, 2022
Property Address	172 RANCHETTE CIR, FLORAHOME, FL 32140-1116
Document Number	0016780854
Book / Page	1678 / 854
Map Reference	MB 6 PG 53
Instrument Date	Jul 25, 2022
Instrument	202254018557
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ARIES TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 RANDI RD, 10, ENOLA, PA 17025-1821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8050 MUKITEO SPEEDWAY NUMBER 485 # 485, 485, MUKILTEO, WA 98275-7021

Mortgage

Document Number	0001678856
Date	Jul 27, 2022
Instrument	1678/856

Lender

Name	LEONARD HENDRICKSON ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jun 25, 2020
Property Address	172 RANCHETTE CIR, FLORAHOME, FL 32140-1116
Document Number	0015801587
Book / Page	001580 / 001587
Instrument Date	Jun 24, 2020
Instrument	54010784
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	LAKE AREA TITLE SERVICES INC, LAKE AREA TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1143 CALLA GLEN LN GREEN COVE SPRINGS FL 320437219, GREEN COVE SPRINGS, FL 32043-7219

Mortgage

Document Number	15801589
Date	Jun 25, 2020
Book Page	001580/001589
Instrument	54010785

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	172 RANCHETTE CIR, FLORAHOME, FL 32140-1116
Document Number	0015791193
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	172 RANCHETTE CIR FLORAHOME FL 321401116, FLORAHOME, FL 32140-1116

Mortgage

Document Number	0015791193
Date	Jun 12, 2020
Book Page	001579/001193
Instrument	54009919

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 11, 2030

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Nov 9, 2018
Property Address	172 RANCHETTE CIR, FLORAHOME, FL 32140-1116
Document Number	0015241573
Book / Page	001524 / 001573
Instrument Date	Oct 10, 2018
Instrument	54020987
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 RANCHETTE CIR FLORAHOME FL 321401116, FLORAHOME, FL 32140-1116

Mortgage

Document Number	15241575
Date	Nov 9, 2018
Book Page	001524/001575
Instrument	54020988

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,035.00 (-33.43%)	$319,990 (-28.41%)	$512,800 (+14.73%) Land $155,400 Building $357,400
2023	$7,564.00 (+2,820.46%)	$446,950 (+56.08%)	$446,950 (+21.76%) Land $86,400 Building $360,550
2022	$259.00 Senior Citizen's exemption	$286,360	$367,060 Land $57,600 Building $309,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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