172 Pine Ridge Trl, Pinnacle, NC 27043 Property Records

Surry County property record for 172 Pine Ridge Trl, Pinnacle, NC 27043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1978
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$1,244 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5955-11-66-8918`

Property Details

APN / Parcel Number

Primary APN	`5955-11-66-8918`
Alternative APN	`10009249`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Width	100 ft Width
Porch	Slab
Porch Area	896 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	10009249
Street Address	172 PINE RIDGE TRL
City	PINNACLE
State	NC
Zip	27043-9218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 8 PINE KNOLLS
Legal Subdivision	PILOT - RURAL
Legal Lot Number	8
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	3
Census Block	3018
Census Tract	931200

Owner

172 Pine Ridge Trl is owned and occupied by an individual who acquired it in October 2018.

Source: Surry County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	172 PINE RIDGE TRL, PINNACLE, NC 27043-9218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 28, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOAN INC
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Dec 3, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Nov 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 15, 2018
Transfer Doc	1652/826
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	172 PINE RIDGE TRL, PINNACLE, NC 27043-9218
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01951/1040
Date	Oct 28, 2025
Book Page	1951/1040
Instrument	728844

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	172 PINE RIDGE TRL, PINNACLE, NC 27043-9218
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001652/0000000829
Date	Nov 28, 2018
Book Page	0000001652/0000000829
Instrument	000000659258

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	172 PINE RIDGE TRL, PINNACLE, NC 27043-9218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1742/687
Date	Jan 8, 2021
Book Page	1742/687
Instrument	679788

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	172 PINE RIDGE TRL, PINNACLE, NC 27043-9218
Transaction Type	Mortgage
Record Updated	Dec 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1691/298
Date	Dec 3, 2019
Book Page	1691/298
Instrument	668496

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Nov 28, 2018
Property Address	172 PINE RIDGE TRL, PINNACLE, NC 27043-9218
Document Number	1652/826
Book / Page	1652 / 826
Instrument Date	Oct 15, 2018
Instrument	000000659257
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 PINE RIDGE TRL, PINNACLE, NC 27043-9218

Tax Assessment & Valuation

The 2026 property tax bill for 172 Pine Ridge Trl was $1,244, up 6.4% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,244.00 (+6.42%)	$153,870 (-24.6%) Land $17,500 Building $136,370	$153,870 (-24.6%) Land $17,500 Building $136,370
2025	$1,169.00	$204,070 Land $17,500 Building $186,570	$204,070 Land $17,500 Building $186,570
2023	$849.00	$153,870 Land $17,500 Building $136,370	$153,870 Land $17,500 Building $136,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 172 Pine Ridge Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 Pine Ridge Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surry Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pine Ridge Trl

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