172 Navigators Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 172 Navigators Rd, Saint Johns, FL 32259 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2025
Square Footage	3,209 sqft Living Area
Lot Size	7,840 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$779,000 (2025)
Tax Bill	$4,306.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`009821-0920`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Building Area	3,209 sqft Living Area
Gross Area	3,783 sqft Gross Area
1st Floor Area	1,918 sqft 1st Floor
Stories	2 Stories
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	574 sqft Garage
Porch	Finished/Open Porch
Porch Area	536 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	172 NAVIGATORS RD
City	SAINT JOHNS
State	FL
Zip	32259-6330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	112/39-54 MIDDLEBOURNE PHASE ONE LOT 92 OR6205/11
Legal Subdivision	MIDDLEBOURNE PHASE ONE
Legal Block	1
Legal Lot Number	92
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1025
Census Tract	20810

Owner

Source: St. Johns County records · APN 009821-0920

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	172 NAVIGATORS RD, SAINT JOHNS, FL 32259-6330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2025 · Amount on Record
Deed Sale	Aug 19, 2025 · Amount on Record
Deed Document Number	202566941
Deed Book / Page	6205 / 11
Record Updated	Jun 08, 2026

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 19, 2025
Property Address	172 NAVIGATORS RD, SAINT JOHNS, FL 32259-6330
Document Number	0062050011
Book / Page	6205 / 11
Map Reference	MB 112 PG 39-54
Instrument Date	Aug 15, 2025
Instrument	2025066941
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,453.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2379 BEVILLE RD, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 NAVIGATORS RD, SAINT JOHNS, FL 32259-6330

Mortgage

Document Number	0000620512
Date	Aug 19, 2025
Instrument	6205/12

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$634,904 (+323.27%) Land $150,000 Building $484,904	$634,904 (+323.27%) Land $150,000 Building $484,904
2025	$4,306.00 (+14.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$150,000 (+3.45%)	$150,000 (+3.45%) Land $150,000
2024	$3,770.00 (-7.01%)	$145,000 (-3.33%)	$145,000 (-3.33%) Land $145,000
2023	$4,054.00	$150,000	$150,000 Land $150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 33% of Florida
Wildfire Likelihood	About 1 in 610 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.