172 N Bluff Rd, Eureka Springs, AR 72631 Property Records

Carroll County property record for 172 N Bluff Rd, Eureka Springs, AR 72631

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,630 sqft · built 1990
Lot Size	0.542 acres (23,630 sqft)
Owner	2 Individual Names on Record
Last Sale	$354,000 (Oct 2024)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`430-00094-000`

Property Details

APN / Parcel Number

Primary APN	`430-00094-000`
Alternative APNs	`96950.0` `17514`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,630 sqft Living Area
1st Floor Area	1,323 sqft
Upper Floors Area	307 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Open Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	23,630 sqft (0.542 acres)

Exterior Amenities

Porch	Patio
Porch Area	137 sqft
Deck Area	400 sqft
Patio Area	524 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	172 N BLUFF RD
City	EUREKA SPRINGS
State	AR
Zip	72631-8921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8
Legal Range	27
Legal Township	20
Legal Section	21
Legal Subdivision	MUNDELL HEIGHTS
Legal Block	14
Legal Lot Number	8
Jurisdiction	CARROLL AR
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1028
Census Tract	950201

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 CAHABA ST, ENTERPRISE, AL 36330-3627
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2024	Deed, Transfer · Conventional Mortgage USAA FSB
Jul 8, 2022	Warranty Deed, Transfer WACO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2024 · Amount on Record
Deed Sale	Oct 8, 2024 · Amount on Record
Prior Sale	Jul 8, 2022 · Amount on Record
Deed Document Number	20245644
Deed Book / Page	2024 / 5644
Record Updated	Oct 29, 2026

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL AR
Recording Date	Oct 8, 2024
Property Address	172 N BLUFF RD, EUREKA SPRINGS, AR 72631-8921
Document Number	2024R00005644
Instrument Date	Sep 27, 2024
Instrument	2024R-00005644
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,168.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 SW AUTUMN HILLS RD, BENTONVILLE, AR 72712-7103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CAHABA ST, ENTERPRISE, AL 36330-3627

Mortgage

Document Number	2024R00005645
Date	Oct 8, 2024
Instrument	2024R-00005645

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL AR
Recording Date	Jul 8, 2022
Property Address	172 N BLUFF RD, EUREKA SPRINGS, AR 72631-8921
Document Number	02022/2719
Book / Page	2022 / 2719
Map Reference	MB A PG 2
Instrument Date	Jul 6, 2022
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 GREATHOUSE BEND DR, LITTLE ROCK, AR 72207-1608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1442 LE CHESNAY DR, CENTERTON, AR 72719-8805

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Carroll County
Unified School District	Eureka Springs School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,860 (-) Land $10,400 Building $57,460	$339,300 (-) Land $52,000 Building $287,300
2025	$2,208.00 (+17.89%)	$67,860 (+62.54%) Land $10,400 Building $57,460	$339,300 (+62.54%) Land $52,000 Building $287,300
2023	$1,873.00	$41,750 Land $9,000 Building $32,750	$208,750 Land $45,000 Building $163,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNDELL HEIGHTS WATERWORKS serves 203 people · EPA ID AR0000633
Water Source	Groundwater
Last State Inspection	Nov 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Oct 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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