172 Maple Tree Ln, Hayesville, NC 28904 Property Records

Clay County property record for 172 Maple Tree Ln, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,500 sqft · built 1998
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on File
Last Sale	$431,000 (Dec 2018)
Tax Bill	$1,770 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`548900978181`

Property Details

APN / Parcel Number

Primary APN	`548900978181`
Alternative APN	`616979000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,500 sqft Heated Area

Exterior

Year Built	Built 1998
Lot Area	68,825 sqft (1.58 acres)

Location & Zoning

Account Number	616979000
Street Address	172 MAPLE TREE LN
City	HAYESVILLE
State	NC
Zip	28904-5408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 REVISED
Legal Tract	1
Jurisdiction	CLAY NC
Township / Civil Division	SHOOTING CREEK
Census Block Group	2
Census Block	2068
Census Tract	950101

Owner

Source: Clay County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	172 MAPLE TREE LN, HAYESVILLE, NC 28904-5408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 16, 2017	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Document Number	2018002787
Deed Book / Page	426 / 0043
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Dec 11, 2018
Property Address	172 MAPLE TREE LN, HAYESVILLE, NC 28904-5408
Document Number	00426/0043
Book / Page	426 / 0043
Instrument Date	Nov 28, 2018
Instrument	2018002787
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$862.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 MAPLE TREE LN, HAYESVILLE, NC 28904-5408

Mortgage

Document Number	2018002788
Date	Dec 11, 2018
Instrument	2018002788

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Nov 16, 2017
Property Address	172 MAPLE TREE LN, HAYESVILLE, NC 28904-5408
Document Number	000415/105
Book / Page	415 / 105
Instrument Date	Oct 31, 2017
Instrument	2017002451
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$832.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 MAPLE TREE LN, 172, HAYESVILLE, NC 28904-5408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 OCEAN SHORES DR, KEY LARGO, FL 33037-4247

Mortgage

Document Number	2017002452
Date	Nov 16, 2017
Instrument	2017002452

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,770.00 (+5.99%)	$355,500 (-) Land $43,800 Building $311,700	$355,500 (-) Land $43,800 Building $311,700
2023	$1,670.00	$355,500 Land $43,800 Building $311,700	$355,500 Land $43,800 Building $311,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain Electric Membership.

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