Wayne County and Galen Town property record for 172 Lock St, Clyde, NY 14433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,671 sqft · built 1870 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $23,000 (Feb 2017) |
| Tax Bill | $1,585 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2017 Sale |
| APN | 0799-02 |
| Primary APN | 0799-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,671 sqft Living Area |
| 1st Floor Area | 963 sqft |
| 2nd Floor Area | 708 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 176 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 232 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0799-02 |
|---|---|
| Street Address | 172 LOCK ST |
| City | CLYDE |
| State | NY |
| Zip | 14433-1140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIFE ESTATE 42112-10-320586 |
| Legal Block | 10 |
| Legal Lot Number | 350.591 |
| Jurisdiction | WAYNE NY |
| Township / Civil Division | GALEN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21800 |
Source: Wayne County and Galen Town records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 205 LOCK ST, CLYDE, NY 14433-1118 |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Line of Credit SAVINGS BANK |
| Feb 10, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2017 · Amount on Record |
| Deed Sale | Feb 10, 2017 · Amount on Record |
| Deed Book / Page | 918 / 98200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NY |
| Recording Date | Sep 23, 2026 |
| Property Address | 172 LOCK ST, CLYDE, NY 14433-1140 |
| Document Number | 0009355456 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 20269355456 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 172 LOCK ST, CLYDE, NY 14433-1140 |
| Document Number | 0009355456, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 20269355456 |
| Name | SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.7% |
| Initial Type | Adjustable Rate |
| Type Change Date | Sep 20, 2056 |
| Margin | 4 |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WAYNE NY |
| Recording Date | Feb 10, 2017 |
| Property Address | 172 LOCK ST, CLYDE, NY 14433-1140 |
| Document Number | 0000098200 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 98200 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 LOCK ST CLYDE NY 144331118, CLYDE, NY 14433-1118 |
Source: Wayne County and Galen Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Wayne County |
| County Subdivision | Galen Town |
| Municipality | Clyde Village |
| Unified School District | Clyde-Savannah Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,585.00 (+4.41%) | ||
| 2025 | $1,518.00 | $34,300 (-) Land $8,700 Building $25,600 | $52,769 (+29.23%) Land $13,385 Building $39,384 |
| 2023 | $34,300 Land $8,700 Building $25,600 | $40,833 Land $10,357 Building $30,476 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1986) |
| Most Recent Claim | Jan 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLYDE VILLAGE serves 2,269 people · EPA ID NY5801228 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures