172 Laroe Ln, Springville, TN 38256 Property Records

Henry County property record for 172 Laroe Ln, Springville, TN 38256

Property Summary

Property Type	Single Family Home
Details	1 ba · 832 sqft · built 2020
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,000 (Feb 2016)
Tax Bill	$773 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`040071H E 01300`

Property Details

APN / Parcel Number

Primary APN	`040071H E 01300`
Alternative APN	`071H E 01300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	130 ft deep x 150 ft wide
Garage Type	Unfinished
Garage Area	2,648 sqft
Parking Spaces	9 Parking Spaces
Porch	Slab
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	172 LAROE LN
City	SPRINGVILLE
State	TN
Zip	38256-4821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 13 20X138 IRR, COUNTY AREA: L04
Legal Subdivision	LAKELAND UNIT 4
Legal Block	D
Legal Lot Number	81
Jurisdiction	HENRY TN
Township / Civil Division	3
Census Block Group	2
Census Block	2023
Census Tract	969002

Owner

Source: Henry County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 LAROE LN, SPRINGVILLE, TN 38256-4821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Nov 9, 2021	Deed of Trust, Mortgage THE CITIZENS BANK
Jul 3, 2023	Deed of Trust, Mortgage · Non-Conforming Investor Loan THE CITIZENS BANK
Dec 19, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS BANK
Sep 14, 2020	Deed of Trust, Mortgage SECURITY BK
Sep 16, 2019	Deed of Trust, Mortgage · Line of Credit SECURITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2016 · Amount on Record
Deed Sale	Feb 11, 2016 · Amount on Record
Prior Sale	Sep 21, 2010 · Amount on Record
Deed Document Number	2016124796
Deed Book / Page	436 / 457
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY TN
Recording Date	Apr 2, 2026
Property Address	172 LAROE LN, SPRINGVILLE, TN 38256-4821
Document Number	0000187801
Book / Page	692 / 76
Instrument Date	Apr 2, 2026
Instrument	2026187801
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 LAROE LN, SPRINGVILLE, TN 38256-4821

Mortgage

Document Number	0000187801,
Date	Apr 2, 2026
Book Page	692/76
Instrument	2026187801

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 2, 2046

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY TN
Property Address	172 LAROE LN, SPRINGVILLE, TN 38256-4821
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 LAROE LN, SPRINGVILLE, TN 38256-4821

Mortgage

Document Number	000580/877
Date	Nov 9, 2021
Book Page	580/877
Instrument	160924

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	SPRINGVILLE, TN 38256

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2036

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY TN
Property Address	172 LAROE LN, SPRINGVILLE, TN 38256-4821
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 LAROE LN, SPRINGVILLE, TN 38256-4821

Mortgage

Document Number	000622/773
Date	Jul 3, 2023
Book Page	622/773
Instrument	171331

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	UNION CITY, TN 38261

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	239 Months
Due	Jun 20, 2043

Interest

Rate Type	Adjustable Rate

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY TN
Property Address	172 LAROE LN, SPRINGVILLE, TN 38256-4821
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 LAROE LN, SPRINGVILLE, TN 38256-4821

Mortgage

Document Number	000684/353
Date	Dec 19, 2025
Book Page	684/353
Instrument	186037

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	1304 W REELFOOT AVE, UNION CITY, TN 38261

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jun 15, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY TN
Property Address	172 LAROE LN, SPRINGVILLE, TN 38256-4821
Document Number	0000152839
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	172 LAROE LN SPRINGVILLE TN 382564821, SPRINGVILLE, TN 38256-4821

Mortgage

Document Number	0000152839
Date	Sep 21, 2020
Book Page	000546/000243
Instrument	152839

Lender

Name	SECURITY BK
Type	Bank
Address	PARIS, TN 38242

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY TN
Property Address	172 LAROE LN, SPRINGVILLE, TN 38256-4821
Document Number	0000146517
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 LAKE ACCESS RD SPRINGVILLE TN 382564834, SPRINGVILLE, TN 38256-4834

Mortgage

Document Number	0000146517
Date	Sep 17, 2019
Book Page	000519/000743
Instrument	146517

Lender

Name	SECURITY BK
Type	Bank
Address	PARIS, TN 38242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 16, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Henry County
Unified School District	Henry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$773.00 (+622.43%)	$64,475 (+1,036.12%) Land $4,075 Building $60,400	$257,900 (+1,036.12%) Land $16,300 Building $241,600
2023		$5,675 (-) Land $1,925 Building $3,750
2022	$107.00	$5,675 Land $1,925 Building $3,750	$22,700 (-) Land $7,700 Building $15,000
2020			$22,700 Land $7,700 Building $15,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	375.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST HENRY COUNTY U.D. serves 5,640 people · EPA ID TN0000540
Water Source	Groundwater
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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