172 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 172 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,099 sqft · built 2001
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Company Names on File
Last Sale	$309,000 (Oct 2020)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 4 27`

Property Details

APN / Parcel Number

Primary APN	`18A 4 27`
Alternative APN	`50`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,099 sqft Living Area
Gross Area	5,166 sqft
1st Floor Area	1,899 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	360 sqft
Deck Area	168 sqft
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	50
Street Address	172 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 200004344 FAIRWAY-4 LOT 27 15,000 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	2
Legal Lot Number	27
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1024
Census Tract	20103

Owner

172 Jefferson Dr is owned by a company that acquired it in May 2025.

Source: Fluvanna County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	172 JEFFERSON DR, PALMYRA, VA 22963-2302
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jun 2, 2025	Intrafamily Transfer, Transfer
Oct 27, 2020	Bargain and Sale Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on File
Deed Sale	Oct 27, 2020 · Amount on File
Deed Document Number	20204344
Last Transfer Date	May 27, 2025
Transfer Doc	0000001608
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Recording Date	Jul 17, 2026
Property Address	172 JEFFERSON DR, PALMYRA, VA 22963-2302
Document Number	0000002174
Instrument Date	Jul 2, 2026
Instrument	20262174
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000002174,
Date	Jul 17, 2026
Instrument	20262174

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Jun 2, 2025
Property Address	172 JEFFERSON DR, PALMYRA, VA 22963-2302
Document Number	0250001608
Map Reference	DB 84 PG 27
Instrument Date	May 22, 2025
Instrument	250001608
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 JEFFERSON DR, PALMYRA, VA 22963-2302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 JEFFERSON DR, PALMYRA, VA 22963-2302

October 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 27, 2020
Property Address	172 JEFFERSON DR, PALMYRA, VA 22963-2302
Document Number	0200004344
Map Reference	DB 84 PG 27
Instrument Date	Sep 16, 2020
Instrument	200004344
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$309.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 JEFFERSON DR, PALMYRA, VA 22963-2302

Tax Assessment & Valuation

The 2025 property tax bill for 172 Jefferson Dr was $2,684, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,500 (-) Land $55,000 Building $300,500	$355,500 (-) Land $55,000 Building $300,500
2025	$2,684.00 (+0.68%)	$355,500 Land $55,000 Building $300,500	$355,500 Land $55,000 Building $300,500
2024	$2,666.00
2023		$293,000 Land $55,000 Building $238,000	$293,000 Land $55,000 Building $238,000
2022	$2,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 172 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 Jefferson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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