Winona County property record for 172 Jay Bee Dr, Winona, MN 55987
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,410 sqft · built 1992 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Trust Name on File |
| Last Sale | $820,000 (Dec 2023) |
| Tax Bill | $8,682 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Sale & Mortgage |
| APN | 32.329.1880 |
| Primary APN | 32.329.1880 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,410 sqft Living Area |
| 1st Floor Area | 1,226 sqft |
| Basement Area | 278 sqft |
| Unfinished Basement | 278 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood Siding |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached - Finished |
| Garage Area | 396 sqft |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 172 JAY BEE DR |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987-7614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-32 TWP-107 RANGE-007 WINONA TWP ANNEX APPROX 5 AC NW1/4 SW1/4 COM AT SE CORNER LOT 1 BLK 4 WHISPERING VALLEY SUBD #2, W |
| Legal Range | 007 |
| Legal Township | 107 |
| Legal Section | 32 |
| Legal Subdivision | WHISPERING VALLEY |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | WINONA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 670302 |
172 Jay Bee Dr is owner-occupied and held in a trust since December 2023.
Source: Winona County records, as of September 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 172 JAY BEE DR, WINONA, MN 55987-7614 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA |
| Dec 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on File |
| Deed Sale | Dec 1, 2023 · Amount on File |
| Deed Document Number | 2023652225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 172 JAY BEE DR, WINONA, MN 55987-7614 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 172 JAY BEE DR, WINONA, MN 55987-7614 |
| Document Number | 000A664452 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | A664452 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | 55998 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Dec 1, 2023 |
| Property Address | 172 JAY BEE DR, WINONA, MN 55987-7614 |
| Document Number | 000A652225 |
| Instrument Date | Nov 30, 2023 |
| Instrument | A652225 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | RIVER VALLEY TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,706.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 172 JAY BEE DR, WINONA, MN 55987-7614 |
| Document Number | 000A652226 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | A652226 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
The 2026 property tax bill for 172 Jay Bee Dr was $8,682.
Source: Winona County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,682.00 | $754,400 (+9.6%) Land $111,000 Building $643,400 | $754,400 (+9.6%) Land $111,000 Building $643,400 |
| 2025 | $688,300 Land $111,000 Building $577,300 | $688,300 Land $111,000 Building $577,300 | |
| 2023 | $5,880.00 Homeowner's exemption | $571,800 Land $103,500 Building $468,300 | $571,800 Land $103,500 Building $468,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 172 Jay Bee Dr; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 172 Jay Bee Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winona serves 27,782 people · EPA ID MN1850013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hiawatha Broadband Communications Cable | 1,000 / 30 |
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