172 Hemlock Forest, Mineral, VA 23117 Property Records

Louisa County property record for 172 Hemlock Forest, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,620 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$1,223,000 (Aug 2026)
Tax Bill	$7,907 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30C2 1 28`

Property Details

APN / Parcel Number

Primary APN	`30C2 1 28`
Alternative APNs	`20872` `19705`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,512 sqft
Finished Basement	1,512 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	2,016 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	180 sqft
Patio Area	648 sqft
Shed	1 Shed
Shed Area	150 sqft
Boat Access	Boat Access
Boat House	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19705
Street Address	172 HEMLOCK FRST
City	MINERAL
State	VA
Zip	23117-4631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TALL PINES SUBD. LOT 28 SECTION 1 DB 2069/141 1.092 AC
Legal Subdivision	TALL PINES SUBD
Legal Lot Number	28
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	1
Census Block	1010
Census Tract	950102

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	172 HEMLOCK FRST, MINERAL, VA 23117-4631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 31, 2026	Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 2, 2026	Deed, Transfer · Stand-Alone First Mortgage COMMERCIAL LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Mar 2, 2026 · Amount on Record
Deed Document Number	20268144
Deed Book / Page	2108 / 636
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Recording Date	Aug 31, 2026
Property Address	172 HEMLOCK FRST, MINERAL, VA 23117-4631
Document Number	0000008145
Book / Page	2108 / 639
Instrument Date	Aug 28, 2026
Instrument	20268145
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	WALKER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 HEMLOCK FRST, MINERAL, VA 23117-4631
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008145,
Date	Aug 31, 2026
Book Page	2108/639
Instrument	20268145

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Aug 31, 2026
Property Address	172 HEMLOCK FRST, MINERAL, VA 23117-4631
Document Number	0000008144
Book / Page	2108 / 636
Instrument Date	Aug 24, 2026
Instrument	20268144
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 18, 2026
Title Company	WALKER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123,523.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 HEMLOCK FRST, MINERAL, VA 23117-4631

Mortgage

Document Number	0000008145,
Date	Aug 31, 2026
Instrument	20268145

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Mar 2, 2026
Property Address	172 HEMLOCK FRST, MINERAL, VA 23117-4631
Document Number	002069/141
Book / Page	2069 / 141
Map Reference	MB 8 PG 362
Instrument Date	Feb 26, 2026
Instrument	202600002013
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	WALKER TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$549.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 LAFAYETTE OFFICE CTR DR #302 OFC CTR, 302, CHANTILLY, VA 20151

Mortgage

Document Number	0002069144
Date	Mar 2, 2026
Instrument	2069/144

Lender

Name	COMMERCIAL LENDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,141,385 (+3.93%) Land $388,600 Building $752,785	$1,141,385 (+3.93%) Land $388,600 Building $752,785
2025	$7,907.00 (+11.51%)	$1,098,200 (+19.94%) Land $365,400 Building $732,800	$1,098,200 (+19.94%) Land $365,400 Building $732,800
2024	$7,091.00 (+80.2%)
2023		$915,600 Land $301,600 Building $614,000
2022	$3,935.00		$915,600 Land $301,600 Building $614,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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