Mitchell County property record for 172 Fred Self Rd, Spruce Pine, NC 28777 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Square Footage | 1,140 sqft Living Area |
| Lot Size | 212,573 sqft (4.88 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $52,000 (2023) |
| Tax Bill | $332.00 (2025) |
| Primary APN | 0788-00-03-6151 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,140 sqft Living Area |
|---|
| Lot Area | 212,573 sqft (4.88 acres) |
|---|
| Account Number | 555784954 |
|---|---|
| Street Address | 172 FRED SELF RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6444 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OFF 1104 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0788-00-03-6151
Assessment roll updated October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 172 FRED SELF RD, SPRUCE PINE, NC 28777-6444 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2024 | Intrafamily Transfer, Transfer |
| Nov 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 06, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 20, 2023 · Amount on Record |
| Deed Sale | Nov 20, 2023 · Amount on Record |
| Deed Doc Number | 20232275 |
| Deed Book / Page | 663 / 682 |
| Last Transfer Date | Apr 11, 2024 |
| Transfer Doc | 000667/912 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 29, 2024 |
| Property Address | 172 FRED SELF RD, SPRUCE PINE, NC 28777-6444 |
| Document Number | 000667/912 |
| Book / Page | 667 / 912 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 2024000676 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 172 FRED SELF RD, SPRUCE PINE, NC 28777-6444 |
| Name | Verified Name |
|---|---|
| Address | 172 FRED SELF RD, SPRUCE PINE, NC 28777-6444 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Nov 20, 2023 |
| Property Address | 172 FRED SELF RD, SPRUCE PINE, NC 28777-6444 |
| Document Number | 000663/682 |
| Book / Page | 663 / 682 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023002275 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $104.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 172 FRED SELF RD, SPRUCE PINE, NC 28777-6444 |
| Document Number | 000663/703 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 663/703 |
| Instrument | 2023002276 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.27% |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.27% |
| Max Rate At Change | 8.27% |
| Index | 5-Year TN |
| Max Rate | 12.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 06, 2023 |
| Property Address | 172 FRED SELF RD, SPRUCE PINE, NC 28777-6444 |
| Document Number | 000659/493 |
| Book / Page | 659 / 493 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 2023001391 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 FRED SELF RD, SPRUCE PINE, NC 28777-6444 |
| Name | Verified Name |
|---|---|
| Address | 172 FRED SELF RD, SPRUCE PINE, NC 28777-6444 |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $332.00 (+1.53%) | $52,000 (-) Land $32,400 Building $19,600 | |
| 2023 | $327.00 | $52,000 (-) Land $32,400 Building $19,600 | $52,000 Land $32,400 Building $19,600 |
| 2022 | $327.00 | $52,000 Land $32,400 Building $19,600 |
172 Fred Self Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 57th percentile of exposed land nationally · 79th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 730 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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