Ashtabula County property record for 172 Elm St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 968 sqft · built 1930 |
| Lot Size | 0.175 acres (7,610 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,000 (Apr 2024) |
| Tax Bill | $2,704 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-021-00-025-00 |
| Primary APN | 20-021-00-025-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| Gross Area | 1,064 sqft |
| 1st Floor Area | 968 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,610 sqft (0.175 acres) |
| Lot Dimensions | 152 ft deep x 50 ft wide |
| View / Lot | Neighborhood / Spot |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 172 ELM ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8 & 9 ELMWOOD SUB |
| Legal Subdivision | ELMWOOD SUB |
| Legal Lot Number | 8,9 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 900 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 172 ELM ST, GENEVA, OH 44041-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2023 | Intrafamily Transfer, Transfer |
| Mar 23, 2020 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 16, 2019 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2024 · Amount on Record |
| Deed Sale | Apr 16, 2024 · Amount on Record |
| Prior Sale | Apr 16, 2019 · Amount on Record |
| Deed Document Number | 20243102 |
| Deed Book / Page | 816 / 1987 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Jun 6, 2023 |
| Property Address | 172 ELM ST, GENEVA, OH 44041-1004 |
| Document Number | 0000004919 |
| Book / Page | 796 / 2545 |
| Map Reference | VOL 680 PG 2447 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023-00004919 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 283 N BROADWAY, GENEVA, OH 44041-1136 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 172 ELM ST, GENEVA, OH 44041-1004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002701 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 704/2543 |
| Instrument | 202000002701 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Apr 16, 2019 |
| Property Address | 172 ELM ST, GENEVA, OH 44041-1004 |
| Document Number | 0000003381 |
| Book / Page | 000680 / 002447 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 3381 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 172 ELM ST GENEVA OH 440411004, GENEVA, OH 44041-1004 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,704.00 (+68.68%) | $33,150 (-) Land $6,200 Building $26,950 | $94,700 (-) Land $17,700 Building $77,000 |
| 2023 | $1,603.00 (-35.54%) Homeowner's exemption | $33,150 (+34.16%) Land $6,200 Building $26,950 | $94,700 (+34.14%) Land $17,700 Building $77,000 |
| 2022 | $2,487.00 Homeowner's exemption | $24,710 Land $4,760 Building $19,950 | |
| 2020 | $70,600 Land $13,600 Building $57,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Dec 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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