172 E Shore Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 172 E Shore Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	1,293 sqft · built 1957
Lot Size	0.149 acres (6,482 sqft)
Owner	Individual Name on Record
Last Sale	$660,000 (Jun 2026)
Tax Bill	$9,882 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-05047-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`18-05047-0000-00003`
Alternative APN	`1800119000000030`

Interior

Stories	1 Story
Building Area	1,293 sqft Living Area
1st Floor Area	1,293 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bi-Level
Lot Area	6,482 sqft (0.149 acres)
Lot Dimensions	108 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	1800119000000030
Street Address	172 E SHORE TRL
City	SPARTA
State	NJ
Zip	07871-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAKE MOHAWK SEC 03
Legal Block	5047
Legal Lot Number	3
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	4
Census Block	4008
Census Tract	373400

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	172 E SHORE TRL, SPARTA, NJ 07871-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Jun 3, 2026	Deed, Transfer · Conventional Mortgage CLIFFCO INC
Jun 3, 2026	Deed, Transfer · Conventional Mortgage CLIFFCO INC
Mar 11, 2024	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 4, 2019	Grant Deed, Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Mar 11, 2024 · Amount on Record
Deed Document Number	202610305
Deed Book / Page	10459 / 80
Prior Transfer Date	Jun 12, 1996
Prior Transfer Doc	0000010400
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	172 E SHORE TRL, SPARTA, NJ 07871-2107
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100400278
Date	Oct 5, 2021
Book Page	10040/278
Instrument	20211005010313070

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jun 3, 2026
Property Address	172 E SHORE TRL, SPARTA, NJ 07871-2107
Document Number	0000010305
Book / Page	10459 / 80
Instrument Date	Jan 15, 2026
Instrument	202610305
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	IMPERIUM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,660.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 E SHORE TRL, SPARTA, NJ 07871-2107

Mortgage

Document Number	0000010306,
Date	Jun 3, 2026
Instrument	202610306

Lender

Name	CLIFFCO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jun 3, 2026
Property Address	172 E SHORE TRL, SPARTA, NJ 07871-2107
Document Number	0104590080
Book / Page	10459 / 80
Instrument Date	Jan 15, 2026
Instrument	202610305
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	TITLE AGENCY, IMPERIUM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,660.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 E SHORE TRL, SPARTA, NJ 07871-2107

Mortgage

Document Number	0000010306,
Date	Jun 3, 2026
Instrument	202610306

Lender

Name	CLIFFCO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Mar 11, 2024
Property Address	172 E SHORE TRL, SPARTA, NJ 07871-2107
Document Number	0103001203
Book / Page	10300 / 1203
Instrument Date	Mar 4, 2024
Instrument	2024004017
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	RELIANT TITLE AGENCY LLC, RELIANT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,238.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 VALLEY MANOR DR, SPARTA, NJ 07871-3318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 E SHORE TRL, SPARTA, NJ 07871-2107

Mortgage

Document Number	2024004018
Date	Mar 11, 2024
Instrument	2024004018

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	172 E SHORE TRL, SPARTA, NJ 07871-2107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097950338
Date	Mar 24, 2020
Book Page	9795/338
Instrument	20200324010059880

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Mar 4, 2019
Property Address	172 E SHORE TRL, SPARTA, NJ 07871-2107
Document Number	0035090928
Book / Page	003509 / 000928
Instrument Date	Jan 8, 2019
Instrument	36010
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	172 E SHORE TRL SPARTA NJ 078712107, SPARTA, NJ 07871-2107

Mortgage

Document Number	96810411
Date	Mar 4, 2019
Book Page	009681/000411
Instrument	36020

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,400 (-) Land $131,000 Building $138,400	$269,400 (-) Land $131,000 Building $138,400
2025	$9,882.00 (+2.2%)	$269,400 (-) Land $131,000 Building $138,400	$269,400 (-) Land $131,000 Building $138,400
2024	$9,669.00 (+5.51%)
2023		$269,400 (+1.78%) Land $131,000 Building $138,400	$269,400 (+1.78%) Land $131,000 Building $138,400
2022	$9,164.00 (+3.41%)	$264,700 Land $131,000 Building $133,700	$264,700 Land $131,000 Building $133,700
2021	$8,862.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1991–2011)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: T-Mobile, Verizon.

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