Saginaw County property record for 172 E Saginaw St, Hemlock, MI 48626
| Property Type | Commercial |
|---|---|
| Details | 1.5 ba · 3,501 sqft · built 1965 |
| Lot Size | 0.673 acres (29,316 sqft) |
| Owner | Trust Name on File |
| Last Sale | $97,000 (Jun 2012) |
| Tax Bill | $1,435 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-27-2010-000 |
| Primary APN | 22-12-2-27-2010-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,501 sqft Total Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood Siding |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,316 sqft (0.673 acres) |
| Lot Dimensions | 231 ft deep x 127 ft wide |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 578 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 172 E SAGINAW ST |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9472 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R-1 |
| Legal Description | COM AT W 1/4 CORN TH E 411 FT TO POB TH N 231 FT TH E 127 FT TH S 231 FT TH W 127 FT TO POB 0.67 ACRES SEC 27 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 27 |
| Legal Subdivision | W4 CORNER OF S27T12NR02E |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12100 |
172 E Saginaw St, a commercial property, is held in a trust since July 2024.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 438, HEMLOCK, MI 48626-0438 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2012 · Amount on File |
| Deed Sale | Jun 11, 2012 · Amount on File |
| Prior Sale | Jan 11, 1991 · Amount on File |
| Deed Document Number | 201220341 |
| Deed Book / Page | 2675 / 489 |
| Last Transfer Date | Jul 16, 2024 |
| Transfer Doc | 0000017161 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 172 E Saginaw St was $1,435.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,800 | $131,600 | |
| 2025 | $1,435.00 | ||
| 2023 | $41,500 | $83,000 | |
| 2022 | $1,209.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 172 E Saginaw St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 172 E Saginaw St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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