172 Defoor Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 172 Defoor Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,314 sqft · built 1983
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (May 2018)
Tax Bill	$1,337 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052A 126`

Property Details

APN / Parcel Number

Primary APN	`052A 126`
Alternative APN	`331300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,314 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	440 sqft

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Patio Area	220 sqft
Lean-To	288 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	331300
Old Parcel Number	052A 126
Street Address	172 DEFOOR RD
City	TOCCOA
State	GA
Zip	30577-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 9 BLK C SEC 2 OAK HILL ESTATES
Legal Subdivision	OAK HILL ESTATES
Legal Block	C
Legal Lot Number	9
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2006
Census Tract	970202

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	172 DEFOOR RD, TOCCOA, GA 30577-1750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES
Jun 6, 2018	Grant Deed, Transfer · FHA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Deed Document Number	0001151498
Deed Book / Page	1151 / 498
Last Transfer Date	Jun 6, 2018
Transfer Doc	0011510498
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	172 DEFOOR RD, TOCCOA, GA 30577-1750
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 DEFOOR RD, TOCCOA, GA 30577-1750

Mortgage

Document Number	0013540000000079
Date	Jan 8, 2024
Book Page	0000001354/0000000079
Instrument	D2024000045

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 1, 2044

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 6, 2018
Property Address	172 DEFOOR RD, TOCCOA, GA 30577-1750
Document Number	0011510498
Book / Page	001151 / 000498
Instrument Date	May 31, 2018
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 BEFOOR RD TOCCOA GA 30577, TOCCOA, GA 30577

Mortgage

Document Number	11510500
Date	Jun 6, 2018
Book Page	001151/000500

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,337.00 (+24.14%) Homeowner's exemption	$60,872 (+59.34%) Land $2,908 Building $57,964	$152,180 (+59.34%) Land $7,271 Building $144,909
2023	$1,077.00 Homeowner's exemption	$38,203 (+5.54%) Land $2,908 Building $35,295	$95,509 (+5.54%) Land $7,271 Building $88,238
2022	$1,077.00 Homeowner's exemption	$36,196 Land $2,908 Building $33,288	$90,492 Land $7,271 Building $83,221

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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