Rhea County property record for 172 Cunningham Ln, Spring City, TN 37381
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,512 sqft · built 1978 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $2,283 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 072049 05315 |
| Primary APN | 072049 05315 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 4,124 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 709 sqft |
| Deck Area | 60 sqft |
| Patio Area | 132 sqft |
| Shed | 1 Shed |
| Shed Area | 672 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 172 CUNNINGHAM LN |
|---|---|
| City | SPRING CITY |
| State | TN |
| Zip | 37381-2864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Legal Subdivision | WILLIAM ROBERTS |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 975100 |
Source: Rhea County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 275 POWERLINE RD, SPRING CITY, TN 37381-4863 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 28, 2014 |
| Transfer Doc | 0000063571 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 172 CUNNINGHAM LN, SPRING CITY, TN 37381-2864 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 275 POWERLINE RD, SPRING CITY, TN 37381-4863 |
| Document Number | 0000009358 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | T657/430 |
| Instrument | 21009358 |
| Name | SYMPLYBANK |
|---|---|
| Type | Bank |
| Address | DAYTON, TN 37321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 2, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rhea County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,283.00 (+28.4%) | $169,300 (+114.64%) Land $6,625 Building $162,675 | |
| 2024 | $677,200 (+114.64%) Land $26,500 Building $650,700 | ||
| 2022 | $78,875 Land $3,050 Building $75,825 | $315,500 Land $12,200 Building $303,300 | |
| 2021 | $1,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 68% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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