172 Cuivre River Dr, Troy, MO 63379 Property Records

Lincoln County property record for 172 Cuivre River Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 2007
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,100 (Apr 2017)
Tax Bill	$2,129 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-80-28-000-000-001.051`

Property Details

APN / Parcel Number

Primary APN	`14-80-28-000-000-001.051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Basement Area	1,424 sqft
Unfinished Basement	1,424 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	172 CUIVRE RIVER DR
City	TROY
State	MO
Zip	63379-5545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 CUIVRE VALLEY
Legal Range	01E
Legal Township	49N
Legal Section	28
Legal Subdivision	CUIVRE VALLEY
Legal Lot Number	51
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3015
Census Tract	810310

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 CUIVRE RIVER DR, TROY, MO 63379-5545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Apr 10, 2017	Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2017 · Amount on Record
Deed Sale	Apr 10, 2017 · Amount on Record
Prior Sale	Nov 13, 2007 · Amount on Record
Deed Document Number	20173058
Deed Book / Page	2409 / 628
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	172 CUIVRE RIVER DR, TROY, MO 63379-5545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2456/582
Date	Dec 10, 2020
Book Page	2456/582
Instrument	2020014671

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 10, 2017
Property Address	172 CUIVRE RIVER DR, TROY, MO 63379-5545
Document Number	2409/0628
Book / Page	2409 / 0628
Map Reference	MB14 PG17
Instrument Date	Apr 6, 2017
Instrument	2017003058
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 CUIVRE RIVER DR, 172, TROY, MO 63379-5545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 CUIVRE RIVER DR, TROY, MO 63379-5545

Mortgage

Document Number	2017003059
Date	Apr 10, 2017
Instrument	2017003059

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,844 (-) Land $4,752 Building $30,092
2025	$2,129.00 (+6.18%)	$34,844 (+7.7%) Land $4,752 Building $30,092	$183,390 (+7.7%) Land $25,010 Building $158,380
2023	$2,005.00 (+4.75%)	$32,353 Land $4,237 Building $28,116	$170,280 Land $22,300 Building $147,980
2022	$1,914.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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