172 County Rd, Vineyard Haven, MA 02568 Property Records

Dukes County and Oak Bluffs Town property record for 172 County Rd, Vineyard Haven, MA 02568

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,608 sqft · built 1978
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$426,500 (Oct 2016)
Tax Bill	$4,785 (2025)
Deeds & Mortgages	Apr 2021 Refinance Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0016 B:0190 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0016 B:0190 L:000`
Alternative APN	`2735`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	2,635 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	2735
Street Address	172 COUNTY RD
City	VINEYARD HAVEN
State	MA
Zip	02568-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	190
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	4
Census Block	4040
Census Tract	200200

Owner

172 County Rd is owned and occupied by an individual who bought it in October 2016.

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	172 COUNTY RD, VINEYARD HAVEN, MA 02568-3426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Aug 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2016 · Amount on File
Deed Sale	Oct 28, 2016 · Amount on File
Prior Sale	Jun 18, 1999 · Amount on File
Deed Book / Page	1419 / 484
Transfer Doc	001419-484
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	172 COUNTY RD, VINEYARD HAVEN, MA 02568-3426
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001572-825
Date	Apr 7, 2021
Book Page	1572/825
Instrument	2791

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	172 COUNTY RD, VINEYARD HAVEN, MA 02568-3426
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001538-889
Date	Aug 14, 2020
Book Page	1538/889
Instrument	4722

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 172 County Rd was $4,785, up 9.9% from the year before.

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,785.00 (+9.95%)	$947,600 (+13.88%) Land $480,000 Building $467,600	$1,123,185
2024	$4,352.00 (+6.35%)	$832,100 (+7.37%) Land $436,200 Building $395,900
2023	$4,092.00	$775,000 Land $423,800 Building $351,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 172 County Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	Dec 1992 · Winter Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 172 County Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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