Decatur County property record for 172 Cooler Rd, Bainbridge, GA 39817
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,048 sqft · built 2009 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,301 (2022) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 00620-048-A00 |
| Primary APN | 00620-048-A00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,048 sqft Heated Area |
| 1st Floor Area | 2,048 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Patio |
| Porch Area | 180 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 4625 |
|---|---|
| Street Address | 172 COOLER RD |
| City | BAINBRIDGE |
| State | GA |
| Zip | 39817-6933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 296 760 172 COOLER RD |
| Legal Subdivision | CLAY & QUANDA JEFFREY |
| Jurisdiction | DECATUR GA |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 970302 |
172 Cooler Rd is owned and occupied by two individuals who acquired it in August 2025.
Source: Decatur County records, as of February 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 172 COOLER RD, BAINBRIDGE, GA 39817-6933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · SBA Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 12, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2025 |
| Transfer Doc | 000551/141 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR GA |
| Property Address | 172 COOLER RD, BAINBRIDGE, GA 39817-6933 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 172 COOLER RD, BAINBRIDGE, GA 39817-6933 |
| Document Number | 0000000554/0000000848 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 0000000554/0000000848 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR GA |
| Recording Date | Aug 12, 2025 |
| Property Address | 172 COOLER RD, BAINBRIDGE, GA 39817-6933 |
| Document Number | 000551/141 |
| Book / Page | 551 / 141 |
| Instrument Date | Aug 11, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 172 COOLER RD, BAINBRIDGE, GA 39817-6933 |
Source: Decatur County assessment roll, as of February 19, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Decatur County |
| Unified School District | Decatur County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $89,769 (+12.34%) Land $5,660 Building $84,109 | $224,422 (+12.34%) Land $14,150 Building $210,272 |
| 2024 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $79,910 (-) Land $5,660 Building $74,250 | $199,774 (-) Land $14,150 Building $185,624 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $79,910 Land $5,660 Building $74,250 | $199,774 Land $14,150 Building $185,624 |
| 2022 | $2,301.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 172 Cooler Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 172 Cooler Rd is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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