Middlesex County and Lowell City property record for 172 Concord St, Lowell, MA 01852
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 3 ba · 3,227 sqft · built 1890 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $397,000 (Oct 2018) |
| Tax Bill | $6,757 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S07714 |
| Primary APN | S07714 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,227 sqft Living Area |
| Gross Area | 5,003 sqft |
| 1st Floor Area | 1,246 sqft |
| Basement Area | 1,246 sqft |
| Unfinished Basement | 1,246 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 2,178 sqft (0.05 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | S07714 |
|---|---|
| Street Address | 172 CONCORD ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2705 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TTF |
| Legal Block | 1445 |
| Legal Lot Number | 172 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 312400 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 174 CONCORD ST, LOWELL, MA 01852-2705 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Apr 3, 2024 | Quit Claim Deed, Transfer · Stand-Alone Refinance GUILD MORTGAGE CO |
| Oct 4, 2018 | Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS |
| Mar 30, 2018 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2018 · Amount on Record |
| Deed Sale | Oct 4, 2018 · Amount on Record |
| Prior Sale | Mar 30, 2018 |
| Deed Document Number | 201843647 |
| Deed Book / Page | 32462 / 256 |
| Last Transfer Date | Mar 29, 2024 |
| Transfer Doc | 0038408-43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jun 15, 2026 |
| Property Address | 172 CONCORD ST, LOWELL, MA 01852-2705 |
| Document Number | 0000018637 |
| Book / Page | 40129 / 31 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202618637 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 172 CONCORD ST, LOWELL, MA 01852-2705 |
| Document Number | 0000018637, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 40129/31 |
| Instrument | 202618637 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 3, 2024 |
| Property Address | 172 CONCORD ST, LOWELL, MA 01852-2705 |
| Document Number | 0038408-43 |
| Book / Page | 38408 / 43 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 8693 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 174 CONCORD ST, LOWELL, MA 01852-2705 |
| Document Number | 0038408-46 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 38408/46 |
| Instrument | 8694 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 4, 2018 |
| Property Address | 172 CONCORD ST, LOWELL, MA 01852-2705 |
| Document Number | 32462-256 |
| Book / Page | 32462 / 256 |
| Instrument | 43647 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 324620259 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 32462/0259 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Mar 30, 2018 |
| Property Address | 172 CONCORD ST, LOWELL, MA 01852-2705 |
| Document Number | 31968-19 |
| Book / Page | 031968 / 000019 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 12592 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 OLD DUNSTABLE RD GROTON MA 014501580, GROTON, MA 01450-1580 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,757.00 (+5.74%) | $595,300 (+6.95%) Land $109,100 Building $486,200 | $657,879 |
| 2025 | $6,390.00 (+7.09%) | $556,600 (+11.1%) Land $95,200 Building $461,400 | |
| 2024 | $5,967.00 (+7.34%) | $501,000 (+11.93%) Land $93,200 Building $407,800 | |
| 2023 | $5,559.00 | $447,600 Land $81,000 Building $366,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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