172 Columbus Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 172 Columbus Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,008 sqft · built 1975
Lot Size	0.197 acres (8,600 sqft)
Owner	2 Company Names on Record
Last Sale	$928,100 (Feb 2021)
Tax Bill	$12,886 (2024)
Deeds & Mortgages	Aug 2023 Transfer Feb 2019 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`00396730-000000`

Property Details

APN / Parcel Number

Primary APN	`00396730-000000`
Alternative APNs	`15643600396730000000` `1489255`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,008 sqft Living Area
1st Floor Area	1,218 sqft
Basement Area	406 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2019
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Geodesic/Dome
Roof Material	Concrete
Lot Area	8,600 sqft (0.197 acres)
View / Lot	Canal
Garage Type	Covered
Garage Area	518 sqft
Porch	Florida Room
Porch Area	657 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1489255
Street Address	172 COLUMBUS DR
City	ISLAMORADA
State	FL
Zip	33036-3916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 3 LT 18 MATECUMBE OCEAN VIEW PB4-102 LOWER MATCMBE KEY OR607-121 OR861-792 OR1007-908 OR1234-207 OR2045-611 OR3031-0613 OR3075-0416 OR3239-0658
Legal Range	36E
Legal Township	64S
Legal Section	15
Legal Subdivision	MATECUMBE OCEAN VIEW
Legal Block	3
Legal Lot Number	18
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1026
Census Tract	970900

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15800 SW 252ND ST, HOMESTEAD, FL 33031-2018
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 11, 2019	Deed of Trust, Mortgage · ARM M & T BANK
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Feb 11, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 10, 2020	Warranty Deed, Transfer CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	20212303743
Deed Book / Page	3075 / 416
Last Transfer Date	Aug 16, 2023
Transfer Doc	0032390658
Record Updated	Jun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Aug 21, 2023
Property Address	172 COLUMBUS DR, ISLAMORADA, FL 33036-3916
Document Number	0032390658
Book / Page	3239 / 658
Map Reference	MB 4 PG 102
Instrument Date	Aug 16, 2023
Instrument	2429150
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15800 SW 252ND ST, HOMESTEAD, FL 33031-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15800 SW 252ND ST, HOMESTEAD, FL 33031-2018

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	172 COLUMBUS DR, ISLAMORADA, FL 33036-3916
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029481362
Date	Feb 11, 2019
Book Page	2948/1362
Instrument	2205908

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	172 COLUMBUS DR, ISLAMORADA, FL 33036-3916
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16650 SUNSET WAY, WESTON, FL 33326-1078

Mortgage

Document Number	0030431122
Date	Sep 10, 2020
Book Page	3043/1122
Instrument	2281208

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 11, 2021
Property Address	172 COLUMBUS DR, ISLAMORADA, FL 33036-3916
Document Number	0030750416
Book / Page	3075 / 416
Map Reference	MB 4 PG 102
Instrument Date	Feb 5, 2021
Instrument	2303743
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,496.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 266852, WESTON, FL 33326-6852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15800 SW 252ND ST, REDLAND, FL 33031-2018

Mortgage

Document Number	0003075418
Date	Feb 11, 2021
Instrument	3075/418

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 10, 2020
Property Address	172 COLUMBUS DR, ISLAMORADA, FL 33036-3916
Document Number	0030310613
Book / Page	003031 / 000613
Instrument Date	Jul 10, 2020
Instrument	2272683
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Transaction

Amount	Amount Recorded
Tax	$5,600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 266852 WESTON FL 333266852, WESTON, FL 33326-6852

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,354,074 (-8%) Land $870,320 Building $483,754	$1,354,074 (-8%) Land $870,320 Building $483,754
2024	$12,886.00 (+2.66%)
2023	$12,552.00 (+16.04%)	$1,471,830 (+37.96%) Land $1,004,824 Building $467,006	$1,471,830 (+37.96%) Land $1,004,824 Building $467,006
2022	$10,817.00	$1,066,864 Land $593,400 Building $473,464	$1,066,864 Land $593,400 Building $473,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Columbus Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures