172 Clock Crest Dr, Pisgah Forest, NC 28768 Property Records

Transylvania County property record for 172 Clock Crest Dr, Pisgah Forest, NC 28768

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,096 sqft · built 1987
Lot Size	3.77 acres (164,221 sqft)
Owner	2 Individual Names on File
Last Sale	$63,000 (Dec 1985)
Tax Bill	$2,869 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9505-18-3899-000`

Property Details

APN / Parcel Number

Primary APN	`9505-18-3899-000`
Alternative APN	`70513770`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,096 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	164,221 sqft (3.77 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70513770
Street Address	172 CLOCK CREST DR
City	PISGAH FOREST
State	NC
Zip	28768-5513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR-3 CLOCK CREST DR
Legal Subdivision	TRANSYLVANIA
Legal Tract	3
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	DUNNS ROCK
Census Block Group	2
Census Block	2003
Census Tract	960401

Owner

172 Clock Crest Dr is owned by two individuals who acquired it in July 2020.

Source: Transylvania County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	208 SW 254TH ST, HOMESTEAD, FL 33032
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FNDG
Aug 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 14, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 14, 2017	Deed of Trust, Mortgage · FHA Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1985 · Amount on File
Deed Sale	Dec 1, 1985 · Amount on File
Deed Book / Page	281 / 530
Last Transfer Date	Jul 29, 2020
Transfer Doc	0009340795
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	172 CLOCK CREST DR, PISGAH FOREST, NC 28768-5513
Document Number	0009340799
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	172 CLOCK CREST DR PISGAH FOREST NC 287685513, PISGAH FOREST, NC 28768-5513

Mortgage

Document Number	0009340799
Date	Aug 17, 2020
Book Page	000934/000799
Instrument	4662

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Aug 17, 2020
Property Address	172 CLOCK CREST DR, PISGAH FOREST, NC 28768-5513
Document Number	0009340795
Book / Page	000934 / 000795
Instrument Date	Jul 29, 2020
Instrument	4661
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SW 254TH ST HOMESTEAD FL 33032, HOMESTEAD, FL 33032

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	172 CLOCK CREST DR, PISGAH FOREST, NC 28768-5513
Document Number	0008110236
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	172 CLOCK CREST DR PISGAH FOREST NC 287685513, PISGAH FOREST, NC 28768-5513

Mortgage

Document Number	0008110236
Date	Jul 19, 2017
Book Page	000811/000236
Instrument	3688

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	172 CLOCK CREST DR, PISGAH FOREST, NC 28768-5513
Document Number	0008110217
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	172 CLOCK CREST DR PISGAH FOREST NC 287685513, PISGAH FOREST, NC 28768-5513

Mortgage

Document Number	0008110217
Date	Jul 19, 2017
Book Page	000811/000217
Instrument	3687

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 172 Clock Crest Dr was $2,869.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,869.00	$597,210 (-) Land $102,630 Building $494,580	$597,210 (-) Land $102,630 Building $494,580
2025	$2,869.00	$597,210 Land $102,630 Building $494,580	$597,210 Land $102,630 Building $494,580
2023	$2,104.00	$319,660 Land $96,140 Building $223,520	$319,660 Land $96,140 Building $223,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 172 Clock Crest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 Clock Crest Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Streets

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