172 Central St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 172 Central St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,175 sqft · built 1970
Lot Size	0.564 acres (24,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Apr 2020)
Tax Bill	$6,990 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:0010A B:00000 L:0015B`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:0010A B:00000 L:0015B`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,175 sqft Living Area
Gross Area	2,559 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,583 sqft (0.564 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	172 CENTRAL ST
City	GEORGETOWN
State	MA
Zip	01833-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	15B
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2010
Census Tract	265101

Owner

Source: Essex County and Georgetown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 CENTRAL ST, GEORGETOWN, MA 01833-2412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Apr 9, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANKGLOUCESTER
Sep 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on Record
Deed Sale	Apr 9, 2020 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Book / Page	38406 / 224
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	172 CENTRAL ST, GEORGETOWN, MA 01833-2412
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	039714-325
Date	Mar 31, 2021
Book Page	39714/325
Instrument	20210331004860

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	172 CENTRAL ST, GEORGETOWN, MA 01833-2412
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	040031-355
Date	Jun 29, 2021
Book Page	40031/355
Instrument	20210629002660

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Apr 9, 2020
Property Address	172 CENTRAL ST, GEORGETOWN, MA 01833-2412
Document Number	38406-224
Book / Page	38406 / 224
Instrument Date	Mar 31, 2020
Instrument	20200409000720
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 CENTRAL ST, GEORGETOWN, MA 01833-2412

Mortgage

Document Number	200409000730
Date	Apr 9, 2020
Instrument	200409000730

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	172 CENTRAL ST, GEORGETOWN, MA 01833-2412
Document Number	37993-89
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 MARTIN ST DANVERS MA 019231855, DANVERS, MA 01923-1855

Mortgage

Document Number	37993-89
Date	Nov 1, 2019
Book Page	037993/000089
Instrument	1101004080

Lender

Name	BANKGLOUCESTER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Sep 27, 2019
Property Address	172 CENTRAL ST, GEORGETOWN, MA 01833-2412
Document Number	37879-298
Book / Page	037879 / 000298
Instrument Date	Sep 11, 2019
Instrument	1909271000
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,208.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 MARTIN ST DANVERS MA 019231855, DANVERS, MA 01923-1855

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,990.00 (+0.5%)	$632,000 (+14.04%) Land $264,100 Building $367,900	$624,435
2024	$6,955.00 (-5.26%)	$554,200 (-2.02%) Land $182,200 Building $372,000
2023	$7,341.00	$565,600 Land $182,200 Building $383,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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