172 Carey Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 172 Carey Rd, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,520 sqft · built 1960
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$609,000 (Sep 2018)
Tax Bill	$7,565 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-248-01-00`

Property Details

APN / Parcel Number

Primary APN	`148-248-01-00`
Alternative APN	`1482130400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1482130400
Street Address	172 CAREY RD
City	OCEANSIDE
State	CA
Zip	92054-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 55 TR 004017
Legal Subdivision	MISSION PACIFIC
Legal Tract	004017
Legal Block	3
Legal Lot Number	55
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18509

Owner

Source: San Diego County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 CAREY RD, OCEANSIDE, CA 92054-3630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
May 6, 2020	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Jun 19, 2019	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Sep 10, 2018	Grant Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Prior Sale	Nov 3, 2016 · Amount on Record
Deed Document Number	2018373967
Prior Transfer Date	Mar 8, 2007
Prior Transfer Doc	0000297177
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 18, 2026
Property Address	172 CAREY RD, OCEANSIDE, CA 92054-3630
Document Number	0000242123
Instrument Date	Aug 10, 2026
Instrument	2026242123
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	POST SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 CAREY RD, OCEANSIDE, CA 92054-3630

Mortgage

Document Number	0000242123,
Date	Aug 18, 2026
Instrument	2026242123

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	172 CAREY RD, OCEANSIDE, CA 92054-3630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230349
Date	May 6, 2020
Instrument	2020-0230349

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	172 CAREY RD, OCEANSIDE, CA 92054-3630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000239483
Date	Jun 19, 2019
Instrument	2019-0239483

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2018
Property Address	172 CAREY RD, OCEANSIDE, CA 92054-3630
Document Number	0000373967
Map Reference	MAP 4017
Instrument Date	Aug 20, 2018
Instrument	2018-0373967
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY SAN DIEG

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	172 CAREY RD, OCEANSIDE, CA 92054-3630

Mortgage

Document Number	0000373968
Date	Sep 10, 2018
Instrument	2018-0373968

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$692,932 (+2%) Land $453,881 Building $239,051
2025	$7,565.00 (+5.22%) Homeowner's exemption	$679,346 (+4.04%) Land $444,982 Building $234,364
2023	$7,190.00 (+1.55%) Homeowner's exemption	$652,967 Land $427,703 Building $225,264
2022	$7,080.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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