172 Bright Leaf Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 172 Bright Leaf Dr, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Lot Size	1.12 acres (49,141 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jul 2020)
Tax Bill	$1,955 (2025)
Deeds & Mortgages	Jul 2020 Sale Feb 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`11A-01-005`

Property Details

APN / Parcel Number

Primary APN	`11A-01-005`
Alternative APN	`22181`

Interior

Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	49,141 sqft (1.12 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	22181
Street Address	172 BRIGHT LEAF DR
City	LANCASTER
State	KY
Zip	40444-8917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BRIGHT LEAF ESTATES
Legal Subdivision	BRIGHT LEAF
Legal Lot Number	5
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	3
Census Block	3007
Census Tract	970102

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 BRIGHT LEAF DR, LANCASTER, KY 40444-8917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed, Transfer
Feb 24, 2020	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Feb 24, 2020
Deed Document Number	2020158027
Deed Book / Page	304 / 449
Record Updated	Oct 29, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jul 23, 2020
Property Address	172 BRIGHT LEAF DR, LANCASTER, KY 40444-8917
Document Number	00D304/449
Book / Page	D304 / 449
Map Reference	DB 302 PG 147
Instrument Date	Jul 22, 2020
Instrument	158027
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 54, LANCASTER, KY 40444-0054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 YUKON PASS, AUBURN, IN 46706-1049

February 2020: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	GARRARD KY
Recording Date	Feb 24, 2020
Property Address	172 BRIGHT LEAF DR, LANCASTER, KY 40444-8917
Document Number	00D302/147
Book / Page	D302 / 147
Map Reference	BK 231 PG 578
Instrument Date	Feb 20, 2020
Instrument	156172
Transaction Type	Foreclosure
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 54, LANCASTER, KY 40444-0054

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,000 (-) Land $25,000 Building $165,000	$190,000 (-) Land $25,000 Building $165,000
2025	$1,955.00 (-0.51%)	$190,000 (-) Land $25,000 Building $165,000	$190,000 (-) Land $25,000 Building $165,000
2024	$1,965.00 (-2.82%)	$190,000 (-) Land $25,000 Building $165,000	$190,000 (-) Land $25,000 Building $165,000
2023	$2,022.00 (+1.76%)	$190,000 (+2.7%) Land $25,000 Building $165,000	$190,000 (+2.7%) Land $25,000 Building $165,000
2022	$1,987.00	$185,000 Land $26,000 Building $159,000	$185,000 Land $26,000 Building $159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	100 / 20
kywimax Fixed Wireless · not low latency	25 / 5

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bright Leaf Dr

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